389 Walnut Ct, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 389 Walnut Ct, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,170 sqft · built 1983
Lot Size	0.237 acres (10,328 sqft)
Owner	2 Individual Names on File
Last Sale	$121,500 (Jan 2007)
Tax Bill	$2,896 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-5530-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-5530-0`
Alternative APNs	`11-28-15-28951-000-0320` `281511289510000320` `152811289510000320` `R119901`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,170 sqft Living Area
Gross Area	2,442 sqft
1st Floor Area	2,170 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,328 sqft (0.237 acres)
Lot Dimensions	104 ft deep x 98 ft wide

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	48 sqft
Deck Area	550 sqft
Patio Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R119901
Street Address	389 WALNUT CT
City	PALM HARBOR
State	FL
Zip	34683-5936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FOREST GROVE, PHASE III LOT 32
Legal Range	15E
Legal Township	28S
Legal Section	11
Legal Subdivision	FOREST GROVE, PHASE III
Legal Phase	3
Legal Tract	28951
Legal Lot Number	32
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	27210

Owner

389 Walnut Ct is owned and occupied by two individuals who bought it in January 2007.

Source: Pinellas County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	389 WALNUT CT, PALM HARBOR, FL 34683-5936
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2007 · Amount on File
Deed Sale	Jan 18, 2007 · Amount on File
Prior Sale	Oct 12, 1998 · Amount on File
Deed Document Number	200719588
Deed Book / Page	15589 / 2240
Prior Transfer Date	Dec 15, 2006
Prior Transfer Doc	0155892240
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	389 WALNUT CT, PALM HARBOR, FL 34683-5936
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0218950546
Date	Jan 18, 2022
Book Page	21895/546
Instrument	2022017520

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Feb 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	389 WALNUT CT, PALM HARBOR, FL 34683-5936
Document Number	0208540790
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	389 WALNUT CT PALM HARBOR FL 346835936, PALM HARBOR, FL 34683-5936

Mortgage

Document Number	0208540790
Date	Jan 23, 2020
Book Page	020854/000790
Instrument	23656

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	389 WALNUT CT, PALM HARBOR, FL 34683-5936
Document Number	0197981798
Book / Page	019798 / 001798
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	389 WALNUT CT PALM HARBOR FL 346835936, PALM HARBOR, FL 34683-5936

Mortgage

Document Number	0197981798
Date	Oct 9, 2017
Book Page	019798/001798
Instrument	306791

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 389 Walnut Ct was $2,896 with a homeowner's exemption, up 13.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,896.00 (+13.84%) Homeowner's exemption	$191,993	$493,777 Land $160,021 Building $333,756
2024	$2,544.00 (+1.96%)
2023	$2,495.00 (+3.44%) Homeowner's exemption	$171,207 (+3%)	$455,805 (+17.39%) Land $195,884 Building $259,921
2022	$2,412.00 Homeowner's exemption	$166,220	$388,287 Land $194,594 Building $193,693

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 389 Walnut Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	119 units insured incl. 64 condo units
Nearby Flood Claims	7 (2019–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 389 Walnut Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Walnut Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures