Citrus County property record for 398 W Cobblestone Loop, Hernando, FL 34442 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,363 sqft Living Area |
| Lot Size | 14,215 sqft (0.326 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $48,000 (2020) |
| Tax Bill | $4,761.00 (2025) |
Source: Citrus County records · APN 2418S18E00700440
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 398 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Feb 09, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 06, 2023 | Deed of Trust, Mortgage · Line of Credit BRANNEN BANK |
| Oct 12, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage BRANNEN BANK |
| Nov 05, 2020 | Grant Deed, Transfer EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TITLE SVCS/CITRUS INC |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2020 · Amount on Record |
| Deed Sale | Nov 05, 2020 · Amount on Record |
| Prior Sale | Nov 05, 2020 · Amount on Record |
| Deed Doc Number | 0031061653 |
| Deed Book / Page | 003106 / 001653 |
| Last Transfer Date | Feb 09, 2024 |
| Transfer Doc | 0034440461 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Feb 09, 2024 |
| Property Address | 398 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328 |
| Document Number | 0034440461 |
| Book / Page | 3444 / 461 |
| Map Reference | MB 18 PG 36 |
| Instrument Date | Feb 07, 2024 |
| Instrument | 2024007712 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 398 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 398 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 398 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2023 |
| Name | Verified Name |
|---|---|
| Address | 398 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328 |
| Document Number | 0033920941 |
|---|---|
| Date | Jul 06, 2023 |
| Book Page | 3392/941 |
| Instrument | 2023038935 |
| Name | BRANNEN BANK |
|---|---|
| Type | Bank |
| Address | INVERNESS, FL 34450 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 30, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 398 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 206 FRANKLIN ST, BELCHERTOWN, MA 01007-9207 |
| Document Number | 0032141575 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 3214/1575 |
| Instrument | 2021070527 |
| Name | BRANNEN BANK |
|---|---|
| Type | Bank |
| Address | INVERNESS, FL 34450 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Nov 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Nov 05, 2020 |
| Property Address | 398 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328 |
| Document Number | 0031061653 |
| Book / Page | 003106 / 001653 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 60485 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2020 |
| Title Company | EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TITLE SVCS/CITRUS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $336.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 197 PROSPECT ST GARDNER MA 014403564, GARDNER, MA 01440-3564 |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,761.00 (-2.98%) Homeowner's exemption Additional exemption filed | $348,873 (-3.46%) Land $39,740 Building $309,133 | $348,873 (-3.46%) Land $39,740 Building $309,133 |
| 2024 | $4,907.00 (+787.34%) Homeowner's exemption Additional exemption filed | $361,395 (+884.19%) Land $39,740 Building $321,655 | $361,395 (+884.19%) Land $39,740 Building $321,655 |
| 2023 | $553.00 (+3.75%) | $36,720 (-) Land $36,720 | $36,720 (-) Land $36,720 |
| 2022 | $533.00 | $36,720 Land $36,720 | $36,720 Land $36,720 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 2418S18E00700440 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,363 sqft Living Area |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 14,215 sqft (0.326 acres) |
| Depth X Width | 182 ft x 77 ft Depth x Width |
| Parking Spaces | 10 Parking Spaces |
| Pool Area | 406 sqft Pool |
| Porch | Open Porch |
| Heating System | Heat Pump Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Account Number | 3370303 |
|---|---|
| Old Parcel Number | 2418S18E00700440 |
| Street Address | 398 W COBBLESTONE LOOP |
| City | HERNANDO |
| State | FL |
| Zip | 34442-6328 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HERITAGE PB 18 PGS 36-39 LOT 44 |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 24 |
| Legal Subdivision | HERITAGE PB 18 PG 36-39 |
| Legal Lot Number | 44 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 450703 |
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