Citrus County property record for 392 W Cobblestone Loop, Hernando, FL 34442 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,405 sqft Living Area |
| Lot Size | 13,486 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $6,000 (2023) |
| Tax Bill | $4,184.00 (2025) |
Source: Citrus County records · APN 2418S18E00700430
Assessment roll updated December 3, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5000 CLAYTON RD, MARYVILLE, TN 37804-5550 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NONE LISTED ON DOCUMENT |
| Dec 27, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 04, 2022 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 2023 · Amount on Record |
| Deed Sale | Dec 27, 2023 · Amount on Record |
| Prior Sale | Apr 04, 2022 · Amount on Record |
| Deed Doc Number | 202373747 |
| Deed Book / Page | 3434 / 54 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | May 20, 2026 |
| Property Address | 392 W COBBLESTONE LOOP, 43, HERNANDO, FL 34442-6328 |
| Document Number | 0036711751 |
| Book / Page | 3671 / 1751 |
| Instrument Date | May 05, 2026 |
| Instrument | 202629571 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 392 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328 |
| Investor | Possibly a Property Investor |
| Document Number | 0000029571, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 3671/1751 |
| Instrument | 202629571 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Oct 01, 2054 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 392 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 392 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328 |
| Document Number | 0034340629 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 3434/629 |
| Instrument | 2023073926 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 04, 2022 |
| Property Address | 392 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328 |
| Document Number | 0032700870 |
| Book / Page | 3270 / 870 |
| Map Reference | MB 18 PG 36-39 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022023764 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,653.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1502 N ABALONE TER, HERNANDO, FL 34442-3301 |
| Name | Verified Name |
|---|---|
| Address | 392 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328 |
| Document Number | 0003270872 |
|---|---|
| Date | Apr 04, 2022 |
| Instrument | 3270/872 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 01, 2052 |
Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,184.00 (+4.24%) Homeowner's exemption Disabled Person's exemption | $315,009 (-10.62%) | $342,413 (-2.85%) Land $32,130 Building $310,283 |
| 2024 | $4,014.00 (+1.13%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed | $352,453 (+2.99%) Land $32,130 Building $320,323 | $352,453 (+2.99%) Land $32,130 Building $320,323 |
| 2023 | $3,969.00 (+818.75%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed | $342,208 (+1,052.99%) Land $29,680 Building $312,528 | $342,208 (+1,052.99%) Land $29,680 Building $312,528 |
| 2022 | $432.00 | $29,680 Land $29,680 | $29,680 Land $29,680 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 2418S18E00700430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,405 sqft Living Area |
| Gross Area | 3,043 sqft Gross Area |
| 1st Floor | 2,405 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Combination Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 13,486 sqft (0.31 acres) |
| Depth X Width | 186 ft x 75 ft Depth x Width |
| Parking Spaces | 8 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 638 sqft Garage |
| Pool Area | 300 sqft Pool |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 3370299 |
|---|---|
| Street Address | 392 W COBBLESTONE LOOP, 43 |
| City | HERNANDO |
| State | FL |
| Zip | 34442-6328 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HERITAGE PB 18 PGS 36-39 LOT 43 |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 24 |
| Legal Subdivision | HERITAGE PB 18 PG 36-39 |
| Legal Lot Number | 43 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 450703 |
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