398 Summersong Pl, Talmo, GA 30575 Property Records

Jackson County property record for 398 Summersong Pl, Talmo, GA 30575

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,240 sqft · built 2018
Lot Size1.95 acres (84,942 sqft)
Owner2 Individual Names on File
Last Sale$253,975 (Aug 2018)
Tax Bill$3,833 (2025)
Deeds & MortgagesApr 2023 Mortgage
Apr 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN101B 024

Property Details

APN / Parcel Number

Primary APN101B 024
Alternative APN
  • 31657

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,240 sqft Heated Area
1st Floor Area2,020 sqft
Basement Area2,020 sqft
Unfinished Basement2,020 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialFiber Cement Siding
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area84,942 sqft (1.95 acres)
Garage Area440 sqft
PorchSlab
Porch Area100 sqft
Deck Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number31657
Street Address398 SUMMERSONG PL
CityTALMO
StateGA
Zip30575-2329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code004
Legal DescriptionLOT 24 THE ESTATES AT ALLEN CREEK
Legal SubdivisionTHE ESTATES AT ALLEN CREEK
Legal Lot Number24
JurisdictionJACKSON GA
Township / Civil DivisionWEST JACKSON
Census Block Group2
Census Block2033
Census Tract10104

Owner

398 Summersong Pl is owned and occupied by two individuals who bought it in August 2018.

Source: Jackson County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address398 SUMMERSONG PL, TALMO, GA 30575-2329
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2023Deed of Trust, Mortgage
GEORGIAS OWN CREDIT UNION
Apr 6, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Aug 28, 2018Grant Deed, Subdivision Related Transfer · Conventional with PMI
QUICKEN LNS
Sep 7, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 7, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2018 · Amount on File
Deed SaleAug 23, 2018 · Amount on File
Prior SaleJun 8, 2017 · Amount on File
Deed Document Number20183193
Deed Book / Page81Y / 167
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address398 SUMMERSONG PL, TALMO, GA 30575-2329
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address398 SUMMERSONG PL, TALMO, GA 30575-2329

Mortgage

Document Number00105Z0000000738
DateApr 6, 2023
Book Page000000105Z/0000000738
Lender
NameGEORGIAS OWN CREDIT UNION
Agreement
AmountAmount on Record
Term240 Months
DueJan 1, 2043

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address398 SUMMERSONG PL, TALMO, GA 30575-2329
Document Number00088Y0102
Instrument DateApr 6, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address398 SUMMERSONG PL TALMO GA 305752329, TALMO, GA 30575-2329

Mortgage

Document Number00088Y0102
DateApr 10, 2020
Book Page00088Y/000102
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 9, 2050

August 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionJACKSON GA
Recording DateAug 28, 2018
Property Address398 SUMMERSONG PL, TALMO, GA 30575-2329
Document Number00081Y0167
Book / Page00081Y / 000167
Instrument DateAug 23, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 26, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$254.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address398 SUMMERSONG PL TALMO GA 30575, TALMO, GA 30575

Mortgage

Document Number81Y0168
DateAug 28, 2018
Book Page00081Y/000168
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 27, 2048

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON GA
Recording DateSep 7, 2018
Property Address398 SUMMERSONG PL, TALMO, GA 30575-2329
Document Number00082B0652
Book / Page00082B / 000652
Instrument DateAug 23, 2018
Transaction TypeTransfer
Record UpdatedOct 11, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address398 SUMMERSONG PL TALMO GA 30575, TALMO, GA 30575

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON GA
Recording DateSep 7, 2018
Property Address398 SUMMERSONG PL, TALMO, GA 30575-2329
Document Number00082B0655
Book / Page00082B / 000655
Instrument DateAug 23, 2018
Transaction TypeTransfer
Record UpdatedOct 11, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address398 SUMMERSONG PL TALMO GA 30575, TALMO, GA 30575
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 398 Summersong Pl was $3,833 with a homeowner's exemption, down 1.1% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$158,200 (-) Land $24,000 Building $134,200$395,500 (-) Land $60,000 Building $335,500
2025$3,833.00 (-1.08%) Homeowner's exemption$158,200 (-) Land $24,000 Building $134,200$395,500 (-) Land $60,000 Building $335,500
2024$3,875.00 (+25.16%) Homeowner's exemption$158,200 (+11.44%) Land $24,000 Building $134,200$395,500 (+11.44%) Land $60,000 Building $335,500
2023$3,096.00 (-5.38%) Homeowner's exemption$141,960 (+21.58%) Land $24,000 Building $117,960$354,900 (+21.58%) Land $60,000 Building $294,900
2022$3,272.00 Homeowner's exemption$116,760 Land $24,000 Building $92,760$291,900 Land $60,000 Building $231,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 398 Summersong Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 398 Summersong Pl is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON COUNTY WATER & SEWER AUTHORITY
serves 33,601 people · EPA ID GA1570117
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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