386 Summersong Pl, Talmo, GA 30575 Property Records

Jackson County property record for 386 Summersong Pl, Talmo, GA 30575

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,280 sqft · built 2017
Lot Size0.64 acres (27,878 sqft)
Owner2 Individual Names on File
Last Sale$404,900 (Nov 2025)
Tax Bill$3,606 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Jun 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN101B 023

Property Details

APN / Parcel Number

Primary APN101B 023
Alternative APN
  • 31656

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,280 sqft Heated Area
1st Floor Area2,060 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area27,878 sqft (0.64 acres)
Garage Area440 sqft
PorchSlab
Porch Area100 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number31656
Street Address386 SUMMERSONG PL
CityTALMO
StateGA
Zip30575-2329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code004
Legal DescriptionLOT 23 THE ESTATES AT ALLEN CREEK
Legal SubdivisionTHE ESTATES AT ALLEN CREEK
Legal Lot Number23
JurisdictionJACKSON GA
Township / Civil DivisionWEST JACKSON
Census Block Group2
Census Block2033
Census Tract10104

Owner

386 Summersong Pl is owned and occupied by two individuals who bought it in November 2025.

Source: Jackson County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address386 SUMMERSONG PL, TALMO, GA 30575-2329
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Limited Warranty Deed, Transfer
CROSSCOUNTRY MORTGAGE
Jun 3, 2020Deed of Trust, Mortgage · Conventional with PMI
UNITED WHOLESALE MTG
Dec 18, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 18, 2017Grant Deed, Subdivision Related Transfer · FHA Mortgage
GUARANTY MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2025 · Amount on File
Deed SaleNov 3, 2025 · Amount on File
Prior SaleDec 14, 2017 · Amount on File
Deed Book / Page117Q / 94
Record UpdatedOct 29, 2026

November 2025: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionJACKSON GA
Recording DateNov 3, 2025
Property Address386 SUMMERSONG PL, TALMO, GA 30575-2329
Document Number00117Q0094
Book / Page117Q / 94
Instrument DateOct 31, 2025
Transaction TypeTransfer
Record UpdatedFeb 18, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4.05
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address386 SUMMERSONG PL, TALMO, GA 30575-2329

Mortgage

Document Number0000117Q97
DateNov 3, 2025
Instrument117Q/97
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
AmountAmount on Record
Term350 Months
DueJan 1, 2055

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address386 SUMMERSONG PL, TALMO, GA 30575-2329
Document Number00090G0019
Instrument DateJun 3, 2020
Transaction TypeMortgage
Record UpdatedJul 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address386 SUMMERSONG PL TALMO GA 305752329, TALMO, GA 30575-2329

Mortgage

Document Number00090G0019
DateJul 6, 2020
Book Page00090G/000019
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 5, 2050

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON GA
Recording DateDec 18, 2017
Property Address386 SUMMERSONG PL, TALMO, GA 30575-2329
Document Number00079F0103
Book / Page00079F / 000103
Instrument DateDec 17, 2017
Transaction TypeTransfer
Record UpdatedJan 9, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

December 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionJACKSON GA
Recording DateDec 18, 2017
Property Address386 SUMMERSONG PL, TALMO, GA 30575-2329
Document Number00079F0082
Book / Page00079F / 000082
Instrument DateDec 14, 2017
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 29, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$235.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address386 SUMMERSONG PL TALMO GA 30575, TALMO, GA 30575

Mortgage

Document Number79F0083
DateDec 18, 2017
Book Page00079F/000083
Lender
NameGUARANTY MTG SVCS
TypeMortgage Company
AddressBUFORD, GA 30518
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 386 Summersong Pl was $3,606 with a homeowner's exemption, down 1.1% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$148,760 (-) Land $24,000 Building $124,760$371,900 (-) Land $60,000 Building $311,900
2025$3,606.00 (-1.1%) Homeowner's exemption$148,760 (-) Land $24,000 Building $124,760$371,900 (-) Land $60,000 Building $311,900
2024$3,646.00 (+24.91%) Homeowner's exemption$148,760 (+10.32%) Land $24,000 Building $124,760$371,900 (+10.32%) Land $60,000 Building $311,900
2023$2,919.00 (-6.32%) Homeowner's exemption$134,840 (+21.35%) Land $24,000 Building $110,840$337,100 (+21.35%) Land $60,000 Building $277,100
2022$3,116.00 Homeowner's exemption$111,120 Land $24,000 Building $87,120$277,800 Land $60,000 Building $217,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 386 Summersong Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 386 Summersong Pl is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON COUNTY WATER & SEWER AUTHORITY
serves 33,601 people · EPA ID GA1570117
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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