Erie County and Buffalo City property record for 398 Summer St, Buffalo, NY 14213
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 984 sqft · built 1910 |
| Lot Size | 0.067 acres (2,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $92,700 (Aug 2007) |
| Tax Bill | $862 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 99.68-6-8 |
| Primary APN | 140200 99.68-6-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 2,900 sqft (0.067 acres) |
| Lot Dimensions | 100 ft deep x 29 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01265100 |
|---|---|
| Street Address | 398 SUMMER ST |
| City | BUFFALO |
| State | NY |
| Zip | 14213-2665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N-2R |
| Legal Description | 256.2O SE YORK |
| Legal Block | 6 |
| Legal Lot Number | 8.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 6903 |
398 Summer St is owned and occupied by two individuals who acquired it in May 2025.
Source: Erie County and Buffalo City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 398 SUMMER ST, BUFFALO, NY 14213-2665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Sep 15, 2017 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2007 · Amount on File |
| Deed Sale | Aug 6, 2007 · Amount on File |
| Deed Document Number | 20072007165680 |
| Deed Book / Page | 11132 / 8458 |
| Last Transfer Date | May 9, 2025 |
| Transfer Doc | 0114454585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 398 SUMMER ST, BUFFALO, NY 14213-2665 |
| Document Number | 0139154841 |
| Instrument Date | Oct 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 398 SUMMER ST BUFFALO NY 142132665, BUFFALO, NY 14213-2665 |
| Document Number | 0139154841 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 013915/004841 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 398 SUMMER ST, BUFFALO, NY 14213-2665 |
| Document Number | 0138328561 |
| Book / Page | 013832 / 008561 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 398 SUMMER ST BUFFALO NY 142132665, BUFFALO, NY 14213-2665 |
| Document Number | 0138328561 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 013832/008561 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 398 Summer St was $862 with a homeowner's exemption, down 67.2% from the year before.
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $862.00 (-67.22%) Homeowner's exemption | ||
| 2025 | $2,630.00 (-2.45%) | $261,000 (+57.23%) Land $19,000 Building $242,000 | $261,000 (-3.3%) Land $19,000 Building $242,000 |
| 2024 | $2,696.00 (+212.76%) Homeowner's exemption | $166,000 (-) Land $14,000 Building $152,000 | $269,919 (+13.82%) Land $22,764 Building $247,155 |
| 2023 | $862.00 Homeowner's exemption | $166,000 Land $14,000 Building $152,000 | $237,143 Land $20,000 Building $217,143 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 398 Summer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 398 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,073 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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