Ballard County property record for 398 Phillips Dr, Wickliffe, KY 42087
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,392 sqft · built 1945 |
| Lot Size | 0.989 acres (43,124 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19A-03-32 |
| Primary APN | 19A-03-32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,124 sqft (0.989 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 398 PHILLIPS DR |
|---|---|
| City | WICKLIFFE |
| State | KY |
| Zip | 42087-9585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB69 PG609 |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | WICKLIFFE |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 950300 |
Source: Ballard County records, as of November 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 398 PHILLIPS DR, WICKLIFFE, KY 42087-9585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1993 |
| Deed Sale | Sep 1, 1993 |
| Deed Document Number | 0001429154 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 398 PHILLIPS DR, WICKLIFFE, KY 42087-9585 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 101/437 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 101/437 |
| Instrument | 267164 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Aug 26, 2034 |
Source: Ballard County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Municipality | Wickliffe City |
| Unified School District | Ballard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $40,500 (-) | $40,500 (-) |
| 2023 | Additional exemption filed | $40,500 | $40,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 15 (1979–1984) |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WICKLIFFE MUNICIPAL WATER SYSTEM serves 1,264 people · EPA ID KY0040469 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 14 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ballard Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures