Ballard County property record for 386 Phillips Dr, Wickliffe, KY 42087 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,360 sqft |
| Owner | Individual Name on File |
| Last Sale | $82,500 (Sep 2024) |
| Tax Bill | $835 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19A-03-33 |
| Primary APN | 19A-03-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| Basement Area | 1,360 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Terrain | Steep |
| Garage Type | Basement |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 176 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Street Address | 386 PHILLIPS DR |
|---|---|
| City | WICKLIFFE |
| State | KY |
| Zip | 42087-9585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | WICKLIFFE |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 950300 |
Source: Ballard County records · APN 19A-03-33
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 386 PHILLIPS DR, WICKLIFFE, KY 42087-9585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST KENTUCKY BANK INC |
| Jan 27, 2020 | Warranty Deed, Transfer · Commercial Mortgage FIRST COMMUNITY BANK OF THE HEARTLA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2024 · Amount on Record |
| Deed Sale | Sep 17, 2024 · Amount on Record |
| Prior Sale | Jan 27, 2020 · Amount on Record |
| Deed Document Number | 529622 |
| Deed Book / Page | 138 / 87 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 386 PHILLIPS DR, WICKLIFFE, KY 42087-9585 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 386 PHILLIPS DR, WICKLIFFE, KY 42087-9585 |
| Document Number | 000143/478 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 143/478 |
| Instrument | 539123 |
| Name | FIRST KENTUCKY BANK INC |
|---|---|
| Type | Bank |
| Address | PO BOX 367, MAYFIELD, KY 42066 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 9.75% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 14.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALLARD KY |
| Recording Date | Jan 27, 2020 |
| Property Address | 386 PHILLIPS DR, WICKLIFFE, KY 42087-9585 |
| Document Number | 000122/064 |
| Book / Page | 122 / 064 |
| Instrument Date | Jan 14, 2020 |
| Instrument | 267770 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 61 CRYSTAL LAKE RD, WICKLIFFE, KY 42087-9254 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 891 ALBERT HOOK RD, LA CENTER, KY 42056-9577 |
| Document Number | 0000267771 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 267771 |
| Name | FIRST COMMUNITY BANK OF THE HEARTLA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 10, 2030 |
Source: Ballard County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Municipality | Wickliffe City |
| Unified School District | Ballard County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $835.00 (+112.47%) | $82,500 (+194.64%) | $82,500 (+194.64%) |
| 2023 | $393.00 Additional exemption filed | $28,000 | $28,000 |
Source: FEMA National Flood Hazard Layer, Ballard County (21007C), updated July 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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