398 Olive St, Elyria, OH 44035 Property Records

Lorain County property record for 398 Olive St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1955
Square Footage	1,521 sqft Living Area
Lot Size	7,841 sqft (0.18 acres)
Garage	Attached, 240 sqft
Occupancy	Owner Occupied
Tax Bill	$2,865.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-018-102-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,521 sqft Living Area
1st Floor	787 sqft 1st Floor
2nd Floor	506 sqft 2nd Floor
Upper Floors	192 sqft Upper Floors
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1955
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	7,841 sqft (0.18 acres)
Depth X Width	135 ft x 60 ft Depth x Width
Garage Type	Attached Garage
Garage Area	240 sqft Garage
Patio Area	120 sqft Patio
Porch	Open Porch
Porch Area	96 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	398 OLIVE ST
City	ELYRIA
State	OH
Zip	44035-4020
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NEW CENTER 60.00 X 135.00
Legal Subdivision	NEW CENTER FRNT
Legal Tract	25
Legal Block	102
Legal Lot Number	105
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2003
Census Tract	70600

Owner

Source: Lorain County records · APN 06-25-018-102-001

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	398 OLIVE ST, ELYRIA, OH 44035-4020
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 31, 2022
Transfer Doc	0000860874
Record Refreshed	Jun 08, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Jan 31, 2022
Property Address	398 OLIVE ST, ELYRIA, OH 44035-4020
Document Number	0000860874
Map Reference	VOL 7 PG 49&50
Instrument Date	Jan 31, 2022
Instrument	2022-0860874
Transaction Type	Transfer
Record Updated	Feb 09, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	398 OLIVE ST, ELYRIA, OH 44035-4020

Mortgage

Document Number	0000860871
Date	Jan 31, 2022
Instrument	2022-0860871

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,865.00 (+15.43%)	$60,840 (+33.56%) Land $13,320 Building $47,520	$173,830 (+33.56%) Land $38,060 Building $135,770
2023	$2,482.00 (+0.36%)	$45,553 (-0.02%) Land $9,475 Building $36,078	$130,150 (-) Land $27,070 Building $103,080
2022	$2,473.00	$45,560 Land $9,480 Building $36,080
2021			$130,150 Land $27,070 Building $103,080

Flood & Wildfire

398 Olive St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.