Lorain County property record for 394 Olive St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,190 sqft Living Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Garage | Attached, 200 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,823.00 (2025) |
| Primary APN | 06-25-018-102-028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,190 sqft Living Area |
| 1st Floor | 572 sqft 1st Floor |
| 2nd Floor | 458 sqft 2nd Floor |
| Upper Floors | 618 sqft Upper Floors |
| Attic Area | 200 sqft Attic |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 7,841 sqft (0.18 acres) |
| Depth X Width | 135 ft x 60 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 200 sqft Garage |
| Deck Area | 622 sqft Deck |
|---|---|
| Patio Area | 877 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 240 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 394 OLIVE ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4020 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NEW CENTER 1 FRNT 0060.00 DPTH 0135.00 |
| Legal Subdivision | NEW CENTER 1 FRNT |
| Legal Tract | 25 |
| Legal Block | 102 |
| Legal Lot Number | 107 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 70600 |
Source: Lorain County records · APN 06-25-018-102-028
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 394 OLIVE ST, ELYRIA, OH 44035-4020 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Commercial Mortgage GENFED FINANCIAL FCU |
| Jan 13, 2021 | Deed of Trust, Mortgage · Line of Credit GENFED FIN'L CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 394 OLIVE ST, ELYRIA, OH 44035-4020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000075527 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 2025-0075527 |
| Name | GENFED FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | AKRON, OH 44312 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 394 OLIVE ST, ELYRIA, OH 44035-4020 |
| Document Number | 0000798868 |
| Instrument Date | Jan 13, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 394 OLIVE ST ELYRIA OH 440354020, ELYRIA, OH 44035-4020 |
| Document Number | 0000798868 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 798868 |
| Name | GENFED FIN'L CU |
|---|---|
| Type | Credit Union |
| Address | SHEFFIELD LAKE, OH 44054 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 18, 2041 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,823.00 | $59,520 (%) Land $13,320 Building $46,200 | $170,060 (-) Land $38,060 Building $132,000 |
| 2024 | $1,823.00 (+10.15%) | $59,521 (+50.52%) Land $13,321 Building $46,200 | $170,060 (+50.52%) Land $38,060 Building $132,000 |
| 2023 | $1,655.00 (-0.96%) | $39,544 (-0.02%) Land $9,475 Building $30,069 | $112,980 (-) Land $27,070 Building $85,910 |
| 2022 | $1,671.00 | $39,550 Land $9,480 Building $30,070 | |
| 2021 | $112,980 Land $27,070 Building $85,910 |
394 Olive St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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