398 N Earls St, El Centro, CA 92243 Property Records

Imperial County property record for 398 N Earls St, El Centro, CA 92243

Property Summary

Property TypeGeneral Industrial
Lot Size2.1 acres (91,476 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Jan 2017)
Tax Bill$3,719 (2025)
Deeds & MortgagesDec 2025 Mortgage
Mar 2024 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN054-271-012-000

Property Details

APN / Parcel Number

Primary APN054-271-012-000
Alternative APNs
  • 0542711201
  • 05427112

Exterior

Lot Area91,476 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address398 N EARLS ST
CityEL CENTRO
StateCA
Zip92243-9463
Property CategoryIndustrial
Property TypeIndustrial > General Industrial
Legal DescriptionN2 OF S 4.22AC OF N 6.50AC LOTS 1 2 AMEND CRAWFORD SUB 1 2.11
Legal SubdivisionCRAWFORDS SUB 01
Legal Block2
Legal Lot Number1
JurisdictionIMPERIAL CA
Township / Civil DivisionEL CENTRO
Census Block Group2
Census Block2144
Census Tract11303

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address398 N EARLS ST, EL CENTRO, CA 92243-9463
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2025Deed of Trust, Mortgage · Commercial Mortgage
CVB A DIVISION OF FRONTWAVE CREDIT UNION
Mar 11, 2024Deed of Trust, Mortgage · Line of Credit
COMMUNITY VALLEY BANK
Dec 17, 2019Deed of Trust, Mortgage · Line of Credit
COMMUNITY VALLEY BANK
Sep 12, 2019Intrafamily Transfer, Transfer · Commercial Mortgage
COMMUNITY VALLEY BANK
Jan 20, 2017Grant Deed, Transfer · Conventional Mortgage
GUADALUPE FARFAN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2017 · Amount on Record
Deed SaleJan 20, 2017 · Amount on Record
Prior SaleDec 17, 2012 · Amount on Record
Deed Document Number20171424
Last Transfer DateAug 30, 2019
Transfer Doc0000018469
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address398 N EARLS ST, EL CENTRO, CA 92243-9463
Transaction TypeMortgage
Record UpdatedJan 16, 2026
Title CompanyTICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address398 N EARLS ST, EL CENTRO, CA 92243-9463

Mortgage

Document Number0000019453
DateDec 11, 2025
Instrument2025019453
Lender
NameCVB A DIVISION OF FRONTWAVE CREDIT UNION
TypeCredit Union
AddressEL CENTRO, CA 92244
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address398 N EARLS ST, EL CENTRO, CA 92243-9463
Transaction TypeMortgage
Record UpdatedApr 19, 2024
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address398 N EARLS ST, EL CENTRO, CA 92243-9463

Mortgage

Document Number0000003778
DateMar 11, 2024
Instrument2024003778
Lender
NameCOMMUNITY VALLEY BANK
TypeBank
AddressPO BOX 1808, EL CENTRO, CA 92244
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address398 N EARLS ST, EL CENTRO, CA 92243-9463
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025658
DateDec 17, 2019
Instrument2019025658
Lender
NameCOMMUNITY VALLEY BANK
TypeBank
AddressEL CENTRO, CA 92244
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionIMPERIAL CA
Recording DateSep 12, 2019
Property Address398 N EARLS ST, EL CENTRO, CA 92243-9463
Document Number0000018469
Map ReferenceMAP 180
Instrument DateAug 30, 2019
Instrument2019018469
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanySTEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address398 N EARLS ST, EL CENTRO, CA 92243-9463

Mortgage

Document Number0000018470
DateSep 12, 2019
Instrument2019018470
Lender
NameCOMMUNITY VALLEY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueSep 9, 2029
Interest
Rate TypeAdjustable Rate

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateJan 20, 2017
Property Address398 N EARLS ST, EL CENTRO, CA 92243-9463
Document Number0000001424
Instrument DateDec 21, 2016
Instrument1424
Transaction TypeTransfer
Record UpdatedMar 2, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$313.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address398 N EARLS ST EL CENTRO CA 922439463, EL CENTRO, CA 92243-9463

Mortgage

Document Number1426
DateJan 20, 2017
Instrument1426
Lender
NameGUADALUPE FARFAN
Address1404 REAGAN ST, CALEXICO, CA 92231-4338
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number1425,
DateJan 20, 2017
Instrument1425
Lender
NameJOHN S JR STROBEL
AddressEL CENTRO, CA 92244
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
MunicipalityEl Centro City
Secondary School DistrictCentral Union High School District (09 - 12)
Elementary School DistrictMeadows Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$344,949 (+2%) Land $207,160 Building $137,789
2025$3,719.00 (+0.43%)$338,187 (+4.04%) Land $203,099 Building $135,088
2023$3,703.00 (+2.52%)$325,057 Land $195,213 Building $129,844
2022$3,612.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EL CENTRO
serves 44,124 people · EPA ID CA1310004
Water SourcePurchased surface water from IMPERIAL IRRIGATION DISTRICT
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on N Earls St

Nearby Streets

Search Property Records by Address or Parcel Number