Imperial County property record for 202 N Earls St, El Centro, CA 92243
| Property Type | Single Family Home |
|---|---|
| Details | 2,211 sqft · built 1955 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Aug 2013) |
| Tax Bill | $2,833 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-271-015-000 |
| Primary APN | 054-271-015-000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,211 sqft Living Area |
| 1st Floor Area | 2,211 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Wood |
| Lot Area | 38,333 sqft (0.88 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 202 N EARLS ST |
|---|---|
| City | EL CENTRO |
| State | CA |
| Zip | 92243-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 175FT OF N 260FT OF E 249FT LOT 16 AMEND CRAWFORD SUB 1 .88 |
| Legal Subdivision | CRAWFORDS 01 |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | IMPERIAL CA |
| Township / Civil Division | EL CENTRO |
| Census Block Group | 2 |
| Census Block | 2144 |
| Census Tract | 11303 |
Source: Imperial County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 202 N EARLS ST, EL CENTRO, CA 92243-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2013 · Amount on Record |
| Deed Sale | Aug 16, 2013 · Amount on Record |
| Deed Document Number | 201318905 |
| Prior Transfer Date | Apr 12, 2005 |
| Prior Transfer Doc | 0000015555 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 202 N EARLS ST, EL CENTRO, CA 92243-9739 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2022 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 202 N EARLS ST, EL CENTRO, CA 92243-9739 |
| Document Number | 0000007869 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 2022007869 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 202 N EARLS ST, EL CENTRO, CA 92243-9739 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 202 N EARLS ST, EL CENTRO, CA 92243-9739 |
| Document Number | 0000019800 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 2021019800 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 202 N EARLS ST, EL CENTRO, CA 92243-9739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|
| Document Number | 0000001944 |
|---|---|
| Date | Jan 31, 2019 |
| Instrument | 2019001944 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 202 N EARLS ST, EL CENTRO, CA 92243-9739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|
| Document Number | 0000022385 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 2019022385 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 202 N EARLS ST, EL CENTRO, CA 92243-9739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000012889 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 2020012889 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Imperial County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | California |
| County | Imperial County |
| Municipality | El Centro City |
| Secondary School District | Central Union High School District (09 - 12) |
| Elementary School District | Meadows Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $262,568 (+6.12%) Land $100,023 Building $162,545 | |
| 2025 | $2,833.00 (+0.43%) | |
| 2023 | $2,821.00 (+2.51%) | $247,426 Land $94,255 Building $153,171 |
| 2022 | $2,752.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004 |
|---|---|
| Water Source | Purchased surface water from IMPERIAL IRRIGATION DISTRICT |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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