Macon County property record for 398 Mountain View Rd, Otto, NC 28763
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 2001 |
| Lot Size | 3.55 acres (154,638 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,373 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6489791154 |
| Primary APN | 6489791154 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Heated Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 154,638 sqft (3.55 acres) |
| Terrain | Rolling |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 144 sqft |
| Deck Area | 252 sqft |
| Patio Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 126552 |
|---|---|
| Street Address | 398 MOUNTAIN VIEW RD |
| City | OTTO |
| State | NC |
| Zip | 28763-9354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | OFF 1110 |
| Legal Subdivision | SAMMY J SEAGLE ETAL |
| Jurisdiction | MACON NC |
| Township / Civil Division | SMITHBRIDGE |
| Census Block Group | 5 |
| Census Block | 5028 |
| Census Tract | 970700 |
Source: Macon County assessment roll, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 398 MOUNTAIN VIEW RD, OTTO, NC 28763-9354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | May 18, 2012 |
| Transfer Doc | Y34/2274 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 398 MOUNTAIN VIEW RD, OTTO, NC 28763-9354 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | X39/1169 |
|---|---|
| Date | May 18, 2020 |
| Book Page | X-39/1169 |
| Instrument | 2020003118 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 13, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Macon County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,720 (+7.5%) Land $66,300 Building $303,420 | $369,720 (+7.5%) Land $66,300 Building $303,420 | |
| 2025 | $1,373.00 (+0.88%) | $343,920 (-0.03%) Land $66,300 Building $277,620 | $343,920 (-0.03%) Land $66,300 Building $277,620 |
| 2023 | $1,361.00 | $344,020 Land $66,300 Building $277,720 | $344,020 Land $66,300 Building $277,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 70 / 3 |
May also be available: AT&T, Optimum, Skyrunner, Verizon.
4G LTE only, no 5G reported
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