Macon County property record for 305 Mountain View Rd, Otto, NC 28763
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,568 sqft · built 1969 |
| Lot Size | 2.52 acres (109,771 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Mar 2003) |
| Tax Bill | $1,066 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6489693792 |
| Primary APN | 6489693792 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Heated Area |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 109,771 sqft (2.52 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | 60 sqft |
| Canopy | 360 sqft |
| Utility Building | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 4820 |
|---|---|
| Street Address | 305 MOUNTAIN VIEW RD |
| City | OTTO |
| State | NC |
| Zip | 28763-9354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | COWEETA |
| Legal Subdivision | COWEETA |
| Jurisdiction | MACON NC |
| Township / Civil Division | SMITHBRIDGE |
| Census Block Group | 5 |
| Census Block | 5028 |
| Census Tract | 970700 |
305 Mountain View Rd is owned and occupied by an individual who bought it in March 2003.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 MOUNTAIN VIEW RD, OTTO, NC 28763-9354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Sep 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2003 · Amount on File |
| Deed Sale | Mar 26, 2003 · Amount on File |
| Deed Book / Page | 26 / 1568 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 305 MOUNTAIN VIEW RD, OTTO, NC 28763-9354 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | R40/1167 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | R-40/1167 |
| Instrument | 2021001943 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 305 MOUNTAIN VIEW RD, OTTO, NC 28763-9354 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | U38/1612 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | U-38/1612 |
| Instrument | 2018006302 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2026 property tax bill for 305 Mountain View Rd was $1,066.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,066.00 | $279,210 Land $42,990 Building $236,220 | $279,210 Land $42,990 Building $236,220 |
| 2025 | $1,066.00 | ||
| 2023 | $1,096.00 | $292,020 Land $42,990 Building $249,030 | $292,020 Land $42,990 Building $249,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Mountain View Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Mountain View Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 70 / 3 |
May also be available: AT&T, Optimum, Skyrunner, Verizon.
4G LTE (outdoors only), no 5G reported
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