398 Laguna Ter, Simi Valley, CA 93065 Property Records

Ventura County property record for 398 Laguna Ter, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,986 sqft · built 1957
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$1,556,000 (Apr 2022)
Tax Bill	$18,870 (2025)
Deeds & Mortgages	Apr 2022 Transfer Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`635-0-084-055`

Property Details

APN / Parcel Number

Primary APN	`635-0-084-055`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,986 sqft Living Area
1st Floor Area	2,986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	43,560 sqft
Garage Area	830 sqft
Parking Spaces	3 Parking Spaces
Pool Area	420 sqft
Porch	Porch

Location & Zoning

Street Address	398 LAGUNA TER
City	SIMI VALLEY
State	CA
Zip	93065-5311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO1AC
Legal Description	LOT: 30 REF: 018RS 038
Legal Subdivision	SINALOA TRACT UNIT #2
Legal Block	84
Legal Lot Number	30
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1008
Census Tract	7513

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	398 LAGUNA TER, SIMI VALLEY, CA 93065-5311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Apr 29, 2022	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CUSTOMER SERVICE MORTGAGE CORP
Jun 7, 2018	Deed of Trust, Mortgage · Line of Credit PREMIER AMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Jun 2, 2015 · Amount on Record
Deed Document Number	202252603
Prior Transfer Date	Jan 24, 2006
Prior Transfer Doc	0000041897
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Apr 29, 2022
Property Address	398 LAGUNA TER, SIMI VALLEY, CA 93065-5311
Document Number	2022000052602
Map Reference	MB 18 PG 38
Instrument Date	Apr 14, 2022
Instrument	2022000052602
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 LAGUNA TER, SIMI VALLEY, CA 93065-5311

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 29, 2022
Property Address	398 LAGUNA TER, SIMI VALLEY, CA 93065-5311
Document Number	2022000052603
Map Reference	MB 18 PG 38
Instrument Date	Apr 8, 2022
Instrument	2022000052603
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 LAGUNA TER, SIMI VALLEY, CA 93065-5311

Mortgage

Document Number	2022000052604
Date	Apr 29, 2022
Instrument	2022000052604

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	398 LAGUNA TER, SIMI VALLEY, CA 93065-5311
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	CONSUMERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 LAGUNA TER, SIMI VALLEY, CA 93065-5311

Mortgage

Document Number	0000016621
Date	Jan 27, 2021
Instrument	20210127-00016621

Lender

Name	CUSTOMER SERVICE MORTGAGE CORP
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	398 LAGUNA TER, SIMI VALLEY, CA 93065-5311
Document Number	0000072494
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 9, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	398 LAGUNA TER SIMI VALLEY CA 930655311, SIMI VALLEY, CA 93065-5311

Mortgage

Document Number	0000072494
Date	Jun 25, 2018
Instrument	72494

Lender

Name	PREMIER AMERICA CU
Address	CHATSWORTH, CA 91311

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 24, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,684,101 (+2%) Land $1,094,881 Building $589,220
2025	$18,870.00 (+1.1%)	$1,651,080 (+4.04%) Land $1,073,413 Building $577,667
2024	$18,664.00 (+6.26%)
2023	$17,564.00 (+67.58%)	$1,586,967 Land $1,031,730 Building $555,237
2022	$10,481.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
AT&T DSL	100 / 20

May also be available: GigabitNow, Verizon.

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