391 Laguna Ter, Simi Valley, CA 93065 Property Records

Ventura County property record for 391 Laguna Ter, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,342 sqft · built 1957
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Last Sale	$1,700,000 (Jan 2026)
Tax Bill	$17,586 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`635-0-083-055`

Property Details

APN / Parcel Number

Primary APN	`635-0-083-055`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,342 sqft Living Area
1st Floor Area	4,342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	180 sqft
Patio Area	1,115 sqft
Storage Building	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	391 LAGUNA TER
City	SIMI VALLEY
State	CA
Zip	93065-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO1AC
Legal Description	OFFICIAL RECS 18 PG 38 LOT 15
Legal Subdivision	SINOLOA TRACT UNIT 2
Legal Block	83
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1008
Census Tract	7513

Owner

391 Laguna Ter is owned and occupied by an individual who bought it in January 2026.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	391 LAGUNA TER, SIMI VALLEY, CA 93065-5310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Mar 10, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Jan 8, 2026	Intrafamily Transfer, Transfer ORABGE COAST TITLE, ORANGE COAST TITLE
Jan 8, 2026	Grant Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Jun 16, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on File
Deed Sale	Jan 8, 2026 · Amount on File
Prior Sale	Jul 13, 2016 · Amount on File
Deed Document Number	20261143
Prior Transfer Date	Apr 19, 2022
Prior Transfer Doc	2022000067678
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	391 LAGUNA TER, SIMI VALLEY, CA 93065-5310
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 LAGUNA TER, SIMI VALLEY, CA 93065-5310

Mortgage

Document Number	0000050740
Date	Mar 10, 2021
Instrument	20210310-00050740

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	391 LAGUNA TER, SIMI VALLEY, CA 93065-5310
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 LAGUNA TER, SIMI VALLEY, CA 93065-5310

Mortgage

Document Number	0000050741
Date	Mar 10, 2021
Instrument	20210310-00050741

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jan 8, 2026
Property Address	391 LAGUNA TER, SIMI VALLEY, CA 93065-5310
Document Number	0000001142
Map Reference	MB 18 PG 38&39
Instrument Date	Jan 2, 2026
Instrument	2026000001142
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 LAGUNA TER, SIMI VALLEY, CA 93065-5310

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jan 8, 2026
Property Address	391 LAGUNA TER, SIMI VALLEY, CA 93065-5310
Document Number	0000001143
Map Reference	MB 18 PG 38&39
Instrument Date	Dec 31, 2025
Instrument	2026000001143
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	391 LAGUNA TER, SIMI VALLEY, CA 93065-5310

Mortgage

Document Number	0000001144
Date	Jan 8, 2026
Instrument	2026000001144

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jun 16, 2022
Property Address	391 LAGUNA TER, SIMI VALLEY, CA 93065-5310
Document Number	2022000067678
Map Reference	MB 18 PG 38&39
Instrument Date	Apr 19, 2022
Instrument	2022000067678
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	USA NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	391 LAGUNA TER, SIMI VALLEY, CA 93065-5310

Mortgage

Document Number	2022000067679
Date	Jun 16, 2022
Instrument	2022000067679

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 391 Laguna Ter was $17,586, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,571,659 (+2%) Land $1,000,309 Building $571,350
2025	$17,586.00 (+1.12%) Homeowner's exemption	$1,540,843 Land $980,695 Building $560,148
2024	$17,392.00 (+6.28%)
2023	$16,365.00 (-0.17%) Homeowner's exemption	$1,481,011 Land $942,613 Building $538,398
2022	$16,393.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 391 Laguna Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 Laguna Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
AT&T DSL	100 / 20

May also be available: GigabitNow, Verizon.

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