398 Girard Dr, Berea, OH 44017 Property Records

Cuyahoga County property record for 398 Girard Dr, Berea, OH 44017

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,306 sqft · built 1956
Lot Size0.19 acres (8,280 sqft)
Owner2 Owner Names on File
Last Sale$117,500 (Dec 2003)
Tax Bill$3,736 (2025)
Deeds & MortgagesJul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN363-27-189

Property Details

APN / Parcel Number

Primary APN363-27-189

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,306 sqft Living Area
1st Floor Area1,306 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1964
Architectural StyleRanch
Exterior MaterialAsbestos
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,280 sqft (0.19 acres)
Lot Dimensions115 ft deep x 72 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address398 GIRARD DR
CityBEREA
StateOH
Zip44017-2447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-B
Legal Description25 4 KRAFTFMH#3 0136 MP MB363 PG27 MB00000 PG0000
Legal SubdivisionKRAFTFMH#3
Legal Lot Number136
JurisdictionCUYAHOGA OH
Township / Civil DivisionBEREA
Census Block Group1
Census Block1004
Census Tract134205

Owner

Source: Cuyahoga County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address398 GIRARD DR, BEREA, OH 44017-2447
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 5, 2003 · Amount on Record
Deed SaleDec 5, 2003 · Amount on Record
Deed Document Number0012050939
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address398 GIRARD DR, BEREA, OH 44017-2447
Document Number0008060064
Instrument DateJul 20, 2019
Transaction TypeMortgage
Record UpdatedAug 16, 2019
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address398 GIRARD DR BEREA OH 440172447, BEREA, OH 44017-2447

Mortgage

Document Number0008060064
DateAug 6, 2019
Instrument8060064
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 5, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityBerea City
Unified School DistrictBerea City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,736.00 (+2.13%) Homeowner's exemption$64,510 (-) Land $12,670 Building $51,840
2024$3,658.00 (+9.59%) Homeowner's exemption$64,510 (+33.45%) Land $12,670 Building $51,840$184,300 (+33.45%) Land $36,200 Building $148,100
2023$3,338.00 (+0.63%) Homeowner's exemption$48,340 (-) Land $11,240 Building $37,100
2022$3,317.00 Homeowner's exemption$48,340 Land $11,240 Building $37,100
2021$138,100 Land $32,100 Building $106,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA CITY PWS
serves 18,789 people · EPA ID OH1800111
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Cogeco Cable Holdings II
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Cox Communications.

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