392 Girard Dr, Berea, OH 44017 Property Records

Cuyahoga County property record for 392 Girard Dr, Berea, OH 44017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,202 sqft · built 1956
Lot Size	0.19 acres (8,280 sqft)
Owner	2 Individual Names on File
Last Sale	$236,650 (Jul 2023)
Tax Bill	$4,794 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`363-27-190`

Property Details

APN / Parcel Number

Primary APN	`363-27-190`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,202 sqft Living Area
Gross Area	1,482 sqft
1st Floor Area	1,202 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,280 sqft (0.19 acres)
Lot Dimensions	115 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	392 GIRARD DR
City	BEREA
State	OH
Zip	44017-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-B
Legal Description	25 4 KRAFTFMH#3 S/L 137 ALL & 138 WP 0136 EP
Legal Subdivision	KRAFTFMH#3
Legal Lot Number	136
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1004
Census Tract	134205

Owner

Source: Cuyahoga County assessment roll, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1000 GAMMA DR, PITTSBURGH, PA 15238-2941
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 25, 2023	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC
Apr 28, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Prior Sale	Apr 12, 1994 · Amount on Record
Deed Document Number	2023353
Prior Transfer Date	Apr 19, 2022
Prior Transfer Doc	0000000273
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	392 GIRARD DR, BEREA, OH 44017-2447
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 GIRARD DR, BEREA, OH 44017-2447

Mortgage

Document Number	0000000095
Date	Jul 17, 2023
Instrument	202307170095

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 25, 2023
Property Address	392 GIRARD DR, BEREA, OH 44017-2447
Document Number	0000000353
Map Reference	VOL 160 PG 12
Instrument Date	Jul 25, 2023
Instrument	202307250353
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1000 GAMMA DR, PITTSBURGH, PA 15238-2941

Mortgage

Document Number	0000000354
Date	Jul 25, 2023
Instrument	202307250354

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 28, 2022
Property Address	392 GIRARD DR, BEREA, OH 44017-2447
Document Number	0000000273
Map Reference	VOL 160 PG 12
Instrument Date	Apr 19, 2022
Instrument	202204280273
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Berea City
Unified School District	Berea City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,794.00 (+2.13%) Homeowner's exemption	$82,775 (-0.01%) Land $12,670 Building $70,105	$236,500 (-) Land $36,200 Building $200,300
2024	$4,694.00 (+31.12%) Homeowner's exemption	$82,780 (+59.68%) Land $12,670 Building $70,110	$236,500 (+59.69%) Land $36,200 Building $200,300
2023	$3,580.00 (+0.65%) Homeowner's exemption	$51,840 (-) Land $11,240 Building $40,600
2022	$3,557.00 Homeowner's exemption	$51,840 Land $11,240 Building $40,600
2021			$148,100 Land $32,100 Building $116,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA CITY PWS serves 18,789 people · EPA ID OH1800111
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications.

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