Okaloosa County property record for 398 Garden St, Crestview, FL 32536
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 1,122 sqft · built 1959 |
| Lot Size | 0.751 acres (32,708 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,750,000 (Oct 2021) |
| Tax Bill | $490 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-0709-2 |
| Primary APN | C56-000-592-0709-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,122 sqft Gross Area |
| 1st Floor Area | 1,122 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 32,708 sqft (0.751 acres) |
| Lot Width | 98 ft Width |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 398 GARDEN ST |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-1734 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Legal Description | RE S/D BLK 5 OAKDALE M/F BEG NW COR BLK 5 THC E 349.5 FT S 98.22 FT W 349.5 FT N 98.22 FT TO POB |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 04 |
| Legal Subdivision | OAKDALE M/F |
| Legal Block | 5 |
| Legal Lot Number | A0 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 20500 |
Source: Okaloosa County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 720 W BUSINESS US HIGHWAY 60, DEXTER, MO 63841-1005 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Sep 29, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK & TRUST CO INC |
| Oct 18, 2021 | Special Warranty Deed, Transfer · Commercial Mortgage FIRST STATE BANK & TRUST CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2021 · Amount on Record |
| Deed Sale | Oct 18, 2021 · Amount on Record |
| Prior Sale | Mar 4, 2002 · Amount on Record |
| Deed Document Number | 20213497677 |
| Deed Book / Page | 3581 / 878 |
| Prior Transfer Date | Dec 4, 2012 |
| Prior Transfer Doc | 0030681362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 398 GARDEN ST, CRESTVIEW, FL 32536-1734 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 639, DEXTER, MO 63841-0639 |
| Document Number | 0003649657 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 3649657 |
| Name | FIRST STATE BANK & TRUST CO INC |
|---|---|
| Type | Bank |
| Address | CARUTHERSVILLE, MO 63830 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Sep 10, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 18, 2021 |
| Property Address | 398 GARDEN ST, CRESTVIEW, FL 32536-1734 |
| Document Number | 0035810878 |
| Book / Page | 3581 / 878 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 3497677 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $12,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6179 DOGWOOD DR W, CRESTVIEW, FL 32536-9097 |
| Name | Verified Name |
|---|---|
| Address | 720 W BUSINESS US HIGHWAY 60, DEXTER, MO 63841-1005 |
| Document Number | 0035810884 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 3581/0884 |
| Name | FIRST STATE BANK & TRUST CO INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 8, 2026 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $490.00 (+4.48%) | $30,884 (+6.39%) Land $28,862 Building $2,022 | $30,884 (+6.39%) Land $28,862 Building $2,022 |
| 2023 | $469.00 (-54.2%) | $29,029 (-53.87%) Land $27,207 Building $1,822 | $29,029 (-53.87%) Land $27,207 Building $1,822 |
| 2022 | $1,024.00 | $62,934 Land $25,912 Building $37,022 | $62,934 Land $25,912 Building $37,022 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: LiveOak Fiber.
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