294 Garden St, Crestview, FL 32536 Property Records

Okaloosa County property record for 294 Garden St, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,378 sqft · built 1963
Lot Size	0.719 acres (31,362 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (May 2020)
Tax Bill	$1,410 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-0546-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-0546-8`
Alternative APN	`04-3N-23-1840-0006-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,378 sqft Heated Area
Gross Area	1,973 sqft
1st Floor Area	1,378 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,362 sqft (0.719 acres)
Lot Width	150 ft Width
Garage Type	Unfinished
Garage Area	390 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	45 sqft
Patio Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	294 GARDEN ST
City	CRESTVIEW
State	FL
Zip	32536-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKDALE MIN/FARMS LOT 1 BLK 6
Legal Range	23
Legal Township	03N
Legal Section	04
Legal Subdivision	OAKDALE M/F
Legal Block	6
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1040
Census Tract	20500

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	294 GARDEN ST, CRESTVIEW, FL 32536-1718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 4, 2020	Warranty Deed, Transfer · Conventional Mortgage BBVA USA
Feb 21, 2017	Warranty Deed, Transfer MOULTON LAND TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2020 · Amount on Record
Deed Sale	May 4, 2020 · Amount on Record
Prior Sale	Feb 21, 2017 · Amount on Record
Deed Document Number	3355852
Deed Book / Page	3460 / 457
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	294 GARDEN ST, CRESTVIEW, FL 32536-1718
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 GARDEN ST, CRESTVIEW, FL 32536-1718

Mortgage

Document Number	0036521001
Date	Nov 22, 2022
Book Page	3652/1001
Instrument	3592223

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 4, 2020
Property Address	294 GARDEN ST, CRESTVIEW, FL 32536-1718
Document Number	0034600457
Book / Page	3460 / 457
Map Reference	MB 1 PG 129
Instrument Date	Apr 30, 2020
Instrument	3355852
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	295 GARDEN ST, 295, CRESTVIEW, FL 32536-1717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 GARDEN ST, CRESTVIEW, FL 32536

Mortgage

Document Number	0003460458
Date	May 4, 2020
Instrument	3460/458

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 21, 2017
Property Address	294 GARDEN ST, CRESTVIEW, FL 32536-1718
Document Number	0032874593
Book / Page	003287 / 004593
Instrument Date	Feb 17, 2017
Instrument	3118563
Transaction Type	Transfer
Record Updated	Mar 17, 2017
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$406.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	295 GARDEN ST CRESTVIEW FL 325361717, CRESTVIEW, FL 32536-1717

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,410.00 (+6.42%) Homeowner's exemption	$130,883 (+5.99%)	$159,403 (-1.82%) Land $38,752 Building $120,651
2023	$1,325.00 (+3.76%) Homeowner's exemption	$123,489 (+3%)	$162,360 (+6.49%) Land $32,923 Building $129,437
2022	$1,277.00 Homeowner's exemption	$119,892	$152,460 Land $30,769 Building $121,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: LiveOak Fiber.

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