Windsor Locks Town property record for 398 Elm St, Windsor Locks, CT 06096
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,715 sqft · built 1948 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on File |
| Last Sale | $83,000 (Aug 1995) |
| Tax Bill | $5,090 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | WINL M:33 B:63 L:1 |
| Primary APN | WINL M:33 B:63 L:1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,715 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 1,200 sqft |
| Attic | Attic |
| Attic Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 159800 |
|---|---|
| Street Address | 398 ELM ST |
| City | WINDSOR LOCKS |
| State | CT |
| Zip | 06096-2101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESA |
| Legal Block | 63 |
| Legal Lot Number | 1 |
| Jurisdiction | WINDSOR LOCKS CT |
| Township / Civil Division | WINDSOR LOCKS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 476200 |
398 Elm St is owned and occupied by an individual who bought it in August 1995.
Source: Windsor Locks Town records, as of October 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 398 ELM ST, WINDSOR LOCKS, CT 06096-2101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 1995 · Amount on File |
| Deed Sale | Aug 8, 1995 · Amount on File |
| Deed Book / Page | 502 / 271 |
| Record Updated | Oct 29, 2026 |
Source: Windsor Locks Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Locks Town |
| Unified School District | Windsor Locks School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $212,170 (+61.57%) Land $62,370 Building $149,800 | $148,519 Land $43,659 Building $104,860 | |
| 2024 | $5,090.00 (+37.75%) | $131,320 (-) Land $53,480 Building $77,840 | |
| 2023 | $3,695.00 (+8.93%) | $131,320 (-) Land $53,480 Building $77,840 | |
| 2022 | $3,392.00 | $131,320 Land $53,480 Building $77,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 398 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 398 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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