Windsor Locks Town property record for 389 Elm St, Windsor Locks, CT 06096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,016 sqft · built 1987 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $258,000 (Jun 2016) |
| Tax Bill | $6,759 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WINL M:33 B:75 L:34 |
| Primary APN | WINL M:33 B:75 L:34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 159600 |
|---|---|
| Street Address | 389 ELM ST |
| City | WINDSOR LOCKS |
| State | CT |
| Zip | 06096-2108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESA |
| Legal Block | 75 |
| Legal Lot Number | 34 |
| Jurisdiction | WINDSOR LOCKS CT |
| Township / Civil Division | WINDSOR LOCKS |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 476300 |
Source: Windsor Locks Town assessment roll, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 389 ELM ST, WINDSOR LOCKS, CT 06096-2108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Dec 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 22, 2016 · Amount on Record |
| Deed Sale | Jun 22, 2016 · Amount on Record |
| Prior Sale | Jul 30, 2012 · Amount on Record |
| Deed Document Number | 201650032 |
| Deed Book / Page | 457 / 687 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 389 ELM ST, WINDSOR LOCKS, CT 06096-2108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000513-245 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 513/245 |
| Instrument | 1244870010 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 389 ELM ST, WINDSOR LOCKS, CT 06096-2108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 500-901 |
|---|---|
| Date | Dec 24, 2020 |
| Book Page | 500/901 |
| Instrument | 888750010 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Windsor Locks Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Locks Town |
| Unified School District | Windsor Locks School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $281,750 (+75.53%) Land $56,210 Building $225,540 | $197,225 Land $39,347 Building $157,878 | |
| 2024 | $6,759.00 (+49.63%) | $160,510 (-) Land $47,390 Building $113,120 | |
| 2023 | $4,517.00 (+8.95%) | $160,510 (-) Land $47,390 Building $113,120 | |
| 2022 | $4,146.00 | $160,510 Land $47,390 Building $113,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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