Cook County property record for 398 Elder Ln, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,391 sqft · built 1991 |
| Lot Size | 0.195 acres (8,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,361,000 (Dec 2018) |
| Tax Bill | $29,906 (2023) |
| Deeds & Mortgages | May 2019 Mortgage Dec 2018 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-410-002 |
| Primary APN | 05-21-410-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,391 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,500 sqft (0.195 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 398 ELDER LN |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-4268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (LAKE)(SHORE) SUB IN (WINNETKA) SUB LT1 OF NICK SIMON & OTHERS SUB & 5.00ACS N & ADJ SAID LT1 EXT TO DALES ADD ON N & LYING B |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 21 |
| Legal Subdivision | LAKE SHORE SUB IN WINNETKA |
| Legal Block | 11 |
| Legal Lot Number | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 800400 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 398 ELDER LN, WINNETKA, IL 60093-4268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Dec 5, 2018 | Warranty Deed, Transfer JP MORGAN CHASE BK |
| Nov 23, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Sep 21, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Jan 6, 2017 | Deed of Trust, Mortgage BARRINGTON BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2018 · Amount on Record |
| Deed Sale | Dec 5, 2018 · Amount on Record |
| Prior Sale | Jul 29, 2008 · Amount on Record |
| Deed Document Number | 201841110 |
| Prior Transfer Date | Nov 19, 2018 |
| Prior Transfer Doc | 0000008072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 398 ELDER LN, WINNETKA, IL 60093-4268 |
| Document Number | 1919608153 |
| Instrument Date | May 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2019 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 398 ELDER LN WINNETKA IL 600934268, WINNETKA, IL 60093-4268 |
| Document Number | 1919608153 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 19608153 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 14, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 5, 2018 |
| Property Address | 398 ELDER LN, WINNETKA, IL 60093-4268 |
| Document Number | 1833941110 |
| Instrument Date | Nov 23, 2018 |
| Instrument | 33941110 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,361.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2008 HARRISON ST EVANSTON IL 602015840, EVANSTON, IL 60201-5840 |
| Document Number | 1833941111 |
|---|---|
| Date | Dec 5, 2018 |
| Instrument | 33941111 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 4, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 23, 2018 |
| Property Address | 398 ELDER LN, WINNETKA, IL 60093-4268 |
| Document Number | 1832708072 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 32708072 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 398 ELDER LN WINNETKA IL 600934268, WINNETKA, IL 60093-4268 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 398 ELDER LN, WINNETKA, IL 60093-4268 |
| Document Number | 1829504033 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 398 ELDER LN WINNETKA IL 600934268, WINNETKA, IL 60093-4268 |
| Document Number | 1829504033 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 29504033 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 398 ELDER LN, WINNETKA, IL 60093-4268 |
| Document Number | 1701349046 |
| Instrument Date | Jan 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 398 ELDER LN WINNETKA IL 600934268, WINNETKA, IL 60093-4268 |
| Document Number | 1701349046 |
|---|---|
| Date | Jan 13, 2017 |
| Instrument | 1349046 |
| Name | BARRINGTON BK&TR |
|---|---|
| Type | Bank |
| Address | ROSEMONT, IL 60018 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $188,000 (+45.74%) Land $22,950 Building $165,050 | $1,880,000 (+45.74%) Land $229,500 Building $1,650,500 | |
| 2023 | $29,906.00 (+6.22%) | ||
| 2022 | $28,154.00 | $129,000 Land $28,050 Building $100,950 | $1,290,000 Land $280,500 Building $1,009,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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