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389 Elder Ln, Winnetka, IL 60093 Property Records

Cook County property record for 389 Elder Ln, Winnetka, IL 60093

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,363 sqft · built 2010
Lot Size0.199 acres (8,650 sqft)
OwnerIndividual Name on File
Last Sale$1,412,500 (Jan 2016)
Tax Bill$33,106 (2023)
Deeds & MortgagesJul 2021 Mortgage
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN05-21-407-013

Property Details

APN / Parcel Number

Primary APN05-21-407-013
Alternative APN
  • 05-21-407-013-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,363 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,650 sqft (0.199 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address389 ELDER LN
CityWINNETKA
StateIL
Zip60093-4250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(LAKE)(SHORE) SUB IN (WINNETKA) SUB LT1 OF NICK SIMON & OTHERS SUB & 5.00ACS N & ADJ SAID LT1 EXT TO DALES ADD ON N & LYING B
Legal Range13E
Legal Township42N
Legal Section21
Legal SubdivisionLAKE SHORE SUB IN WINNETKA
Legal Block10
Legal Lot Number1
JurisdictionCOOK IL
Township / Civil DivisionNEW TRIER
Census Block Group3
Census Block3006
Census Tract800400

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address389 ELDER LN, WINNETKA, IL 60093-4250
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROPER RATE LLC
Feb 9, 2022Deed of Trust, Mortgage · Conventional Mortgage
PROPER RATE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 22, 2016 · Amount on Record
Deed SaleJan 22, 2016 · Amount on Record
Prior SaleJan 22, 2016 · Amount on Record
Deed Document Number201617013
Prior Transfer DateJul 28, 2003
Prior Transfer Doc0000011267
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address389 ELDER LN, WINNETKA, IL 60093-4250
Transaction TypeMortgage
Record UpdatedMay 8, 2026
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018908025
DateJul 8, 2021
Instrument2118908025
Lender
NamePROPER RATE LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate
Rate3%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address389 ELDER LN, WINNETKA, IL 60093-4250
Transaction TypeMortgage
Record UpdatedMay 8, 2026
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004007280
DateFeb 9, 2022
Instrument2204007280
Lender
NamePROPER RATE LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNew Trier Township
MunicipalityWinnetka Village
Secondary School DistrictNew Trier Township High School District 203 (09 - 12)
Elementary School DistrictWinnetka School District 36 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$190,725 (+30.53%) Land $23,355 Building $167,370$1,907,250 (+30.53%) Land $233,550 Building $1,673,700
2023$33,106.00 (+6.3%)
2022$31,143.00 Homeowner's exemption$146,115 Land $28,545 Building $117,570$1,461,150 Land $285,450 Building $1,175,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINNETKA
serves 12,475 people · EPA ID IL0313330
Water SourceSurface water
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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