398 E Ridge St, Braidwood, IL 60408 Property Records

Will County property record for 398 E Ridge St, Braidwood, IL 60408

Property Summary

Property Type	Single Family Home
Details	built 1969
Lot Size	0.69 acres (30,050 sqft)
Owner	Individual Name on Record
Last Sale	$159,900 (Jul 2019)
Tax Bill	$4,588 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-24-08-412-005`

Property Details

APN / Parcel Number

Primary APN	`02-24-08-412-005`
Alternative APN	`24084120050000`

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	30,050 sqft (0.69 acres)

Location & Zoning

Street Address	398 E RIDGE ST
City	BRAIDWOOD
State	IL
Zip	60408-2094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE E 12 FT OF LOT 4 ALL OF LOT 5 IN BLK 6, OF THE CHICAGO AND WILMINGTON COAL CO'S SUB OF THE S1/2 OF SEC 8, T32N-R9E.
Legal Range	09E
Legal Township	32N
Legal Section	08
Legal Subdivision	CHICAGO WILMINGTON COAL COMPANY SUB
Legal Block	6
Legal Lot Number	4
Jurisdiction	WILL IL
Township / Civil Division	REED
Census Block Group	2
Census Block	2005
Census Tract	884004

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	398 E RIDGE ST, BRAIDWOOD, IL 60408-2094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jul 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HSNG DEV AUTHORITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Prior Sale	Sep 4, 2014 · Amount on Record
Deed Document Number	201943405
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 9, 2019
Property Address	398 E RIDGE ST, BRAIDWOOD, IL 60408-2094
Document Number	0000043405
Instrument Date	Jul 1, 2019
Instrument	R2019043405
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	398 E RIDGE ST, BRAIDWOOD, IL 60408-2094

Mortgage

Document Number	0000043406
Date	Jul 9, 2019
Instrument	R2019043406

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.25%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	398 E RIDGE ST, BRAIDWOOD, IL 60408-2094
Document Number	0000043407
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	398 E RIDGE ST BRAIDWOOD IL 604082094, BRAIDWOOD, IL 60408-2094

Mortgage

Document Number	0000043407
Date	Jul 9, 2019
Instrument	43407

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Braidwood City
County	Will County
County Subdivision	Reed Township
Unified School District	Reed Custer Community Unit School District 255U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,588.00 (+26.88%)	$78,343 (+8.9%) Land $17,666 Building $60,677	$235,029 (+8.9%) Land $52,998 Building $182,031
2024		$71,940 (+23.04%) Land $16,222 Building $55,718	$215,820 (+23.04%) Land $48,666 Building $167,154
2022	$3,616.00 Homeowner's exemption	$58,469 Land $13,184 Building $45,285	$175,407 Land $39,552 Building $135,855

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAIDWOOD serves 6,194 people · EPA ID IL1970150
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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