389 E Ridge St, Braidwood, IL 60408 Property Records

Will County property record for 389 E Ridge St, Braidwood, IL 60408

Property Summary

Property Type	Single Family Home
Details	1 bd · built 1950
Lot Size	0.4 acres (17,584 sqft)
Owner	Individual Name on Record
Last Sale	$82,000 (Feb 2024)
Tax Bill	$2,398 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Dec 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-24-08-411-009`

Property Details

APN / Parcel Number

Primary APN	`02-24-08-411-009`
Alternative APN	`24084110090000`

Interior

Bedrooms	1 Bed
Total Rooms	3 Rooms
Stories	1 Story

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	17,584 sqft (0.4 acres)
Lot Dimensions	112 ft deep x 157 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	389 E RIDGE ST
City	BRAIDWOOD
State	IL
Zip	60408-2095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 IN BLK 5 (EX THE NW'LY 80 FT THROF), AS MEAS ON THE S'LY LN OF RIDGE ST PER R70-001025 TO SHARP) OF THE CHICAGO WILMIN
Legal Range	09E
Legal Township	32N
Legal Section	08
Legal Subdivision	CHICAGO WILMINGTON COAL COMPANY SUB
Legal Block	5
Legal Lot Number	4
Jurisdiction	WILL IL
Township / Civil Division	REED
Census Block Group	2
Census Block	2006
Census Tract	884004

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13604 W 4250N RD, ESSEX, IL 60935-6073
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Dec 19, 2023	Deed, Transfer
Jul 20, 2017	Loan Modification, Mortgage · Line of Credit FIRST CMNTY FIN'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2024 · Amount on Record
Deed Sale	Feb 13, 2024 · Amount on Record
Prior Sale	Aug 31, 2006
Deed Document Number	20246836
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 13, 2024
Property Address	389 E RIDGE ST, BRAIDWOOD, IL 60408-2095
Document Number	0000006836
Instrument Date	Feb 3, 2024
Instrument	R2024006836
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13604 W 4250N RD, ESSEX, IL 60935-6073

Mortgage

Document Number	0000006837
Date	Feb 13, 2024
Instrument	R2024006837

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6%

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Dec 19, 2023
Property Address	389 E RIDGE ST, BRAIDWOOD, IL 60408-2095
Document Number	0000065976
Instrument Date	Sep 16, 2020
Instrument	R2023065976
Transaction Type	Transfer
Record Updated	Jan 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	215 S KANKAKEE ST, GODLEY, IL 60407-9758

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	389 E RIDGE ST, BRAIDWOOD, IL 60408-2095
Document Number	0000061727
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	2801 W JEFFERSON ST JOLIET IL 604355299, JOLIET, IL 60435-5299

Mortgage

Document Number	0000061727
Date	Aug 7, 2017
Instrument	61727

Lender

Name	FIRST CMNTY FIN'L BK
Type	Bank
Address	BRAIDWOOD, IL 60408

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Braidwood City
County	Will County
County Subdivision	Reed Township
Unified School District	Reed Custer Community Unit School District 255U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,398.00 (+26.74%)	$44,584 (+8.9%) Land $12,148 Building $32,436	$133,752 (+8.9%) Land $36,444 Building $97,308
2024		$40,940 (+23.04%) Land $11,155 Building $29,785	$122,820 (+23.04%) Land $33,465 Building $89,355
2022	$1,892.00 Homeowner's exemption	$33,274 Land $9,066 Building $24,208	$99,822 Land $27,198 Building $72,624

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAIDWOOD serves 6,194 people · EPA ID IL1970150
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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