398 E 21st St, Costa Mesa, CA 92627 Property Records

Orange County property record for 398 E 21st St, Costa Mesa, CA 92627

Property Summary

Property Type	Commercial
Lot Size	0.383 acres (16,698 sqft)
Owner	Company Name on Record
Tax Bill	$12,951 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`426-171-22`

Property Details

APN / Parcel Number

Primary APN	`426-171-22`

Exterior

Lot Area	16,698 sqft (0.383 acres)

Location & Zoning

Street Address	398 E 21ST ST
City	COSTA MESA
State	CA
Zip	92627-2128
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	P BK 292 PG 45 PAR 1
Legal Subdivision	PARCEL MAP 95-120
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1005
Census Tract	63103

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	398 E 21ST ST, COSTA MESA, CA 92627-2128
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Oct 31, 2019	Deed of Trust, Mortgage STIFEL BK&TR
Oct 9, 2018	Deed of Trust, Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 13, 2013
Transfer Doc	0000641496
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	398 E 21ST ST, COSTA MESA, CA 92627-2128
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 E 21ST ST, COSTA MESA, CA 92627-2128

Mortgage

Document Number	0000538981
Date	Aug 27, 2021
Instrument	2021000538981

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	398 E 21ST ST, COSTA MESA, CA 92627-2128
Document Number	0000440597
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	398 E 21ST ST COSTA MESA CA 926272128, COSTA MESA, CA 92627-2128

Mortgage

Document Number	0000440597
Date	Nov 6, 2019
Instrument	440597

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	398 E 21ST ST, COSTA MESA, CA 92627-2128
Document Number	0000374386
Instrument Date	Oct 9, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018
Title Company	FIRSTAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	398 E 21ST ST COSTA MESA CA 926272128, COSTA MESA, CA 92627-2128

Mortgage

Document Number	0000374386
Date	Oct 15, 2018
Instrument	374386

Lender

Name	STIFEL BK&TR
Type	Bank
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,083,732 (+2%) Land $241,536 Building $842,196
2025	$12,951.00 (+6.37%)	$1,062,483 (+4.04%) Land $236,800 Building $825,683
2023	$12,175.00 (+3.83%)	$1,021,226 Land $227,604 Building $793,622
2022	$11,726.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2005 · Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 819 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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