385 E 21st St, Costa Mesa, CA 92627 Property Records

Orange County property record for 385 E 21st St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,389 sqft · built 1997
Lot Size	0.091 acres (3,963 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,643 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`426-232-41`

Property Details

APN / Parcel Number

Primary APN	`426-232-41`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,389 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	3,963 sqft (0.091 acres)
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	385 E 21ST ST
City	COSTA MESA
State	CA
Zip	92627-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15468 BLK LOT 5
Legal Subdivision	TRACT NO 15468
Legal Tract	15468
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2002
Census Tract	63103

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1048 IRVINE AVE, NEWPORT BEACH, CA 92660-4602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage THAYER FINANCIM CORP
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 1998
Deed Sale	Apr 30, 1998
Deed Document Number	1998263611
Last Transfer Date	Mar 8, 2002
Transfer Doc	0000222344
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	385 E 21ST ST, COSTA MESA, CA 92627-2156
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 E 21ST ST, COSTA MESA, CA 92627-2156

Mortgage

Document Number	0000737670
Date	Dec 7, 2021
Instrument	2021000737670

Lender

Name	THAYER FINANCIM CORP
Type	Non-Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	385 E 21ST ST, COSTA MESA, CA 92627-2156
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 E 21ST ST, COSTA MESA, CA 92627-2156

Mortgage

Document Number	0000268826
Date	Apr 21, 2021
Instrument	2021000268826

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$635,302 (+2%) Land $240,283 Building $395,019
2025	$7,643.00 (+6.34%) Homeowner's exemption	$622,846 (+4.04%) Land $235,572 Building $387,274
2023	$7,187.00 (+3.9%) Homeowner's exemption	$598,661 Land $226,424 Building $372,237
2022	$6,917.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 819 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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