Garrard County property record for 398 Calico Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · built 1977 |
| Lot Size | 0.684 acres (29,796 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $115,000 (Jul 2007) |
| Tax Bill | $875 (2025) |
| Deeds & Mortgages | Jun 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 69-041 |
| Primary APN | 69-041 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,796 sqft (0.684 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 24488 |
|---|---|
| Street Address | 398 CALICO RD |
| City | BEREA |
| State | KY |
| Zip | 40403-9419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | PAINT LICK |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 970400 |
398 Calico Rd is owned by a company that acquired it in May 2025 and is owner-occupied.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 398 CALICO RD, BEREA, KY 40403-9419 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2007 · Amount on File |
| Deed Sale | Jul 12, 2007 · Amount on File |
| Deed Document Number | 20079072 |
| Deed Book / Page | 245 / 470 |
| Last Transfer Date | May 30, 2025 |
| Transfer Doc | 00D332/272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jun 5, 2025 |
| Property Address | 398 CALICO RD, BEREA, KY 40403-9419 |
| Document Number | 00D332/272 |
| Book / Page | D332 / 272 |
| Instrument Date | May 30, 2025 |
| Instrument | 195396 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 398 CALICO RD, BEREA, KY 40403-9419 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 398 CALICO RD, BEREA, KY 40403-9419 |
The 2025 property tax bill for 398 Calico Rd was $875 with a homeowner's exemption, down 3.6% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,000 (+11.11%) Land $30,000 Building $120,000 | $150,000 (+11.11%) Land $30,000 Building $120,000 | |
| 2025 | $875.00 (-3.63%) Homeowner's exemption | $135,000 (-) Land $20,000 Building $115,000 | $135,000 (-) Land $20,000 Building $115,000 |
| 2024 | $908.00 (-2.78%) Homeowner's exemption | $135,000 (-) Land $20,000 Building $115,000 | $135,000 (-) Land $20,000 Building $115,000 |
| 2023 | $934.00 (-7.06%) Homeowner's exemption | $135,000 (-) Land $20,000 Building $115,000 | $135,000 (-) Land $20,000 Building $115,000 |
| 2022 | $1,005.00 Homeowner's exemption | $135,000 Land $20,000 Building $115,000 | $135,000 Land $20,000 Building $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 398 Calico Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1991–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 398 Calico Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
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