Garrard County property record for 105 Calico Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $73,000 (Jan 2015) |
| Tax Bill | $815 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 69-044 |
| Primary APN | 69-044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Foundation Type | Block |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 17393 |
|---|---|
| Street Address | 105 CALICO RD |
| City | BEREA |
| State | KY |
| Zip | 40403-9407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L1 AC |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | PAINT LICK |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970400 |
105 Calico Rd is owned and occupied by two individuals who acquired it in March 2025.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 CALICO RD, BEREA, KY 40403-9407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2015 · Amount on File |
| Deed Sale | Jan 29, 2015 · Amount on File |
| Prior Sale | Dec 29, 2006 · Amount on File |
| Deed Document Number | 2015124083 |
| Deed Book / Page | 277 / 831 |
| Last Transfer Date | Mar 26, 2025 |
| Transfer Doc | 00D331/254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | May 26, 2026 |
| Property Address | 105 CALICO RD, BEREA, KY 40403-9407 |
| Document Number | 0000215625 |
| Book / Page | 472 / 311 |
| Instrument Date | May 20, 2026 |
| Instrument | 2026215625 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 105 CALICO RD, BEREA, KY 40403-9407 |
| Investor | Possibly a Property Investor |
| Document Number | 0000215625, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 472/311 |
| Instrument | 2026215625 |
| Name | COMMONWEALTH CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 105 Calico Rd was $815 with a homeowner's exemption, down 0.5% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,000 (+68.75%) Land $25,000 Building $110,000 | $135,000 (+68.75%) Land $25,000 Building $110,000 | |
| 2025 | $815.00 (-0.49%) | $80,000 (-) Land $20,000 Building $60,000 | $80,000 (-) Land $20,000 Building $60,000 |
| 2024 | $819.00 (-2.85%) | $80,000 (-) Land $20,000 Building $60,000 | $80,000 (-) Land $20,000 Building $60,000 |
| 2023 | $843.00 (-0.94%) | $80,000 (-) Land $20,000 Building $60,000 | $80,000 (-) Land $20,000 Building $60,000 |
| 2022 | $851.00 | $80,000 Land $20,000 Building $60,000 | $80,000 Land $20,000 Building $60,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Calico Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1991–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Calico Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Also Mapped Here | GARRARD CO WATER ASSOC INC |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
May also be available: Spectrum.
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