397910 Hwy 95, Plummer, ID 83851 Property Records

Benewah County property record for 397910 Hwy 95, Plummer, ID 83851

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,356 sqft · built 2000
Lot Size17.5 acres (763,171 sqft)
Owner2 Trust Names on File
Last Sale$492,100 (Jul 2023)
Tax Bill$3,350 (2026)
Deeds & MortgagesJul 2026 Mortgage
Jul 2023 Mortgage
Flood ZoneZone D (undetermined)
APNRP46N04W06260BA

Property Details

APN / Parcel Number

Primary APNRP46N04W06260BA

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,356 sqft Living Area
1st Floor Area3,356 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area763,171 sqft (17.5 acres)
Garage TypeAttached
Garage Area1,080 sqft
Parking Spaces4 Parking Spaces
Pole Barn4,410 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address397910 HIGHWAY 95
CityPLUMMER
StateID
Zip83851-8001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS6 T46N R4W S2 GOV'T LOT 3 W OF HWY
Legal Range04W
Legal Township46N
Legal Section06
Legal Lot Number3
JurisdictionBENEWAH ID
Township / Civil DivisionPLUMMER
Census Block Group5
Census Block5014
Census Tract940000

Owner

397910 Hwy 95 is held in a trust since January 2025.

Source: Benewah County records, as of September 9, 2026

Owner of Record2 Trust Names on File
Mailing AddressPO BOX 714, PLUMMER, ID 83851-0714
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE MORTGAGE
Jul 10, 2023Warranty Deed, Transfer · Conventional Mortgage
PREMIER MORTGAGE RESOURCES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2023 · Amount on File
Deed SaleJul 10, 2023 · Amount on File
Prior SaleOct 3, 2005
Deed Document Number2023299216
Last Transfer DateJan 3, 2025
Transfer Doc0000303795
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENEWAH ID
Recording DateJul 31, 2026
Property Address397910 HIGHWAY 95, PLUMMER, ID 83851-8001
Document Number0000308621
Instrument DateJul 24, 2026
Instrument2026308621
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanyTITLE ESCROW, FLYING S TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address397910 US-95, PLUMMER, ID 83851
InvestorPossibly a Property Investor

Mortgage

Document Number0000308621,
DateJul 31, 2026
Instrument2026308621
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENEWAH ID
Recording DateJul 10, 2023
Property AddressPLUMMER, ID 83851
Document Number0000299216
Instrument DateJun 20, 2023
Instrument299216
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyPIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19713 CENTRAL POINT RD, OREGON CITY, OR 97045-9705

Mortgage

Document Number0000299217
DateJul 10, 2023
Instrument299217
Lender
NamePREMIER MORTGAGE RESOURCES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 397910 Hwy 95 was $3,350, down 10.5% from the year before.

Source: Benewah County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyBenewah County
Unified School DistrictPlummer-Worley Joint School District 44 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,350.00 (-10.5%)$638,538 (-0.99%) Land $248,240 Building $390,298$638,538 (-0.99%) Land $248,240 Building $390,298
2025$3,743.00$644,898 Land $248,240 Building $396,658$644,898 Land $248,240 Building $396,658
2023$2,684.00 (-18.1%)$645,130 (+5.13%) Land $265,760 Building $379,370$645,130 (+5.13%) Land $265,760 Building $379,370
2022$3,277.00$613,650 Land $248,240 Building $365,410$613,650 Land $248,240 Building $365,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 397910 Hwy 95 in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 397910 Hwy 95 is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 88% of Idaho
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Red Spectrum Communications
Fiber
500 / 100

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