Benewah County property record for 397752 Hwy 95, Plummer, ID 83851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,045 sqft · built 2000 |
| Lot Size | 7.56 acres (329,444 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $338,400 (Sep 2016) |
| Tax Bill | $220 (2026) |
| Deeds & Mortgages | Jan 2022 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | RP46N04W06420BA |
| Primary APN | RP46N04W06420BA |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,045 sqft Living Area |
| 1st Floor Area | 3,045 sqft |
| Basement Area | 680 sqft |
| Finished Basement | 680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 329,444 sqft (7.56 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 84 sqft |
| Lean-To | 312 sqft |
| Pole Barn | 378 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 397752 HIGHWAY 95 |
|---|---|
| City | PLUMMER |
| State | ID |
| Zip | 83851-8002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S6 T46N R4W N PT OF TAX #814(N 703' OF SENW W OF HWY) |
| Legal Range | 04W |
| Legal Township | 46N |
| Legal Section | 06 |
| Jurisdiction | BENEWAH ID |
| Township / Civil Division | PLUMMER |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 940000 |
Source: Benewah County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 397752 HIGHWAY 95, PLUMMER, ID 83851-8002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2016 · Amount on Record |
| Deed Sale | Sep 21, 2016 · Amount on Record |
| Deed Document Number | 2016275278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENEWAH ID |
| Property Address | 397752 HIGHWAY 95, PLUMMER, ID 83851-8002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 397752 HIGHWAY 95, PLUMMER, ID 83851-8002 |
| Document Number | 0000294182 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 294182 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PLUMMER, ID 83851 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENEWAH ID |
| Property Address | 397752 HIGHWAY 95, PLUMMER, ID 83851-8002 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 293148 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 293148 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2041 |
Source: Benewah County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Benewah County |
| Unified School District | Plummer-Worley Joint School District 44 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220.00 (-91.9%) | $447,674 (-3.55%) Land $128,756 Building $318,918 | $447,674 (-3.55%) Land $128,756 Building $318,918 |
| 2023 | $2,715.00 (-11.99%) | $464,169 (+3.28%) Land $136,319 Building $327,850 | $464,169 (+3.28%) Land $136,319 Building $327,850 |
| 2022 | $3,085.00 | $449,446 Land $128,756 Building $320,690 | $449,446 Land $128,756 Building $320,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 90% of Idaho |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Red Spectrum Communications Fiber | 500 / 100 |
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