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3979 Pemberly Pines Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3979 Pemberly Pines Cir, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,268 sqft · built 2005
Lot Size0.038 acres (1,655 sqft)
Owner2 Individual Names on File
Last Sale$60,100 (Jun 2010)
Tax Bill$499 (2025)
Deeds & MortgagesMay 2023 Transfer
Flood ZoneZone X (minimal risk)
APN04-26-30-0731-0001-0450

Property Details

APN / Parcel Number

Primary APN04-26-30-0731-0001-0450
Alternative APNs
  • 263004073100010450
  • 129464

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,268 sqft Living Area
Gross Area1,541 sqft
1st Floor Area65 sqft
Upper Floors Area1,203 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleL-Shape
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,655 sqft (0.038 acres)
Garage TypeAttached
Garage Area256 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area17 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3979 PEMBERLY PINES CIR
CitySAINT CLOUD
StateFL
Zip34769-1543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR3
Legal DescriptionPEMBERLY PINES PB 17 PGS 77-79 LOT 45
Legal Range30E
Legal Township26S
Legal Section04
Legal SubdivisionPEMBERLY PINES
Legal Tract731
Legal Block450
Legal Lot Number45
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1012
Census Tract43203

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address24595 SW 124TH AVE, HOMESTEAD, FL 33032-4225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2010 · Amount on File
Deed SaleJun 25, 2010 · Amount on File
Prior SaleNov 9, 2009
Deed Document Number201091456
Deed Book / Page4001 / 1338
Prior Transfer DateMay 17, 2010
Prior Transfer Doc0040011327
Record UpdatedSep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMay 11, 2023
Property Address3979 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1543
Document Number0064051163
Book / Page6405 / 1163
Map ReferenceMB 17 PG 77-79
Instrument DateSep 12, 2022
Instrument2023060176
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3979 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1543

Transferred To (Grantee/Buyer)

NameVerified Name
Address3979 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1543

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$499.00 (+2.04%) Homeowner's exemption$58,968 (+5.99%)$197,000 (+1.49%) Land $35,000 Building $162,000
2024$489.00 (+0.82%)
2023$485.00 (+1.89%) Homeowner's exemption$55,638 (+3%)$194,100 (+20.48%) Land $14,900 Building $179,200
2022$476.00 Homeowner's exemption$54,018$161,100 Land $14,900 Building $146,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: AT&T, Verizon.

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