St. Johns County property record for 3979 Oak Terrace Rd, Saint Augustine, FL 32086
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,382 sqft · built 1973 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Jul 2026) |
| Tax Bill | $764 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jul 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 184870-0080 |
| Primary APN | 184870-0080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,382 sqft Living Area |
| Gross Area | 1,686 sqft |
| 1st Floor Area | 1,382 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 120 ft deep x 93 ft wide |
| Garage Type | Carport |
| Garage Area | 460 sqft |
| Carport | Carport |
| Carport Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 260 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 374 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3979 OAK TERRACE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7001 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RMH |
| Legal Description | 11-74 OAK TERRACE LOT 8 OR3124/1946 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 48 |
| Legal Subdivision | OAK TERRACE |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 21211 |
3979 Oak Terrace Rd, a mobile home, is owned and occupied by an individual who bought it in July 2026.
Source: St. Johns County records, as of October 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3979 OAK TERRACE RD, SAINT AUGUSTINE, FL 32086-7001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · Line of Credit BARWICK BKNG COMPANY |
| Jul 9, 2026 | Warranty Deed, Transfer ACTION TITLE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on File |
| Deed Sale | Jul 9, 2026 · Amount on File |
| Prior Sale | Sep 23, 2008 |
| Deed Document Number | 202658886 |
| Deed Book / Page | 6398 / 1624 |
| Prior Transfer Date | May 13, 2008 |
| Prior Transfer Doc | 0030810086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 29, 2026 |
| Property Address | 3979 OAK TERRACE RD, SAINT AUGUSTINE, FL 32086-7001 |
| Document Number | 0000082679 |
| Book / Page | 6444 / 1172 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 202682679 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3979 OAK TERRACE RD, SAINT AUGUSTINE, FL 32086-7001 |
| Document Number | 0000082679, |
|---|---|
| Date | Sep 29, 2026 |
| Book Page | 6444/1172 |
| Instrument | 202682679 |
| Name | BARWICK BKNG COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 9, 2026 |
| Property Address | 3979 OAK TERRACE RD, SAINT AUGUSTINE, FL 32086-7001 |
| Document Number | 0000058886 |
| Book / Page | 6398 / 1624 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202658886 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Title Company | ACTION TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $123,725.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3979 OAK TERRACE RD, SAINT AUGUSTINE, FL 32086-7001 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3979 Oak Terrace Rd was $764 with a homeowner's exemption, up 20.1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,358 (+17.66%) | $199,074 (+0.51%) Land $100,000 Building $99,074 | |
| 2025 | $764.00 (+20.13%) Homeowner's exemption | $64,896 | $198,059 Land $100,000 Building $98,059 |
| 2024 | $636.00 (+0.63%) | ||
| 2023 | $632.00 (+4.12%) Homeowner's exemption | $61,230 (+3%) | $171,204 (+46.59%) Land $100,000 Building $71,204 |
| 2022 | $607.00 Homeowner's exemption | $59,447 | $116,789 Land $45,935 Building $70,854 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3979 Oak Terrace Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 6 (2016–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3979 Oak Terrace Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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