St. Johns County property record for 3909 Oak Terrace Rd, Saint Augustine, FL 32086
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.71 acres (30,927 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,683 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Feb 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 184870-0000 |
| Primary APN | 184870-0000 |
|---|
| Lot Area | 30,927 sqft (0.71 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 200 ft wide |
| Street Address | 3909 OAK TERRACE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7001 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RMH |
| Legal Description | 11-74 OAK TERRACE LOTS 1 & 2 OR237/443 & 5904/655 & 5904/659 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 48 |
| Legal Subdivision | OAK TERRACE |
| Legal Block | 1 |
| Legal Lot Number | 1,2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 21211 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 4404, SAINT AUGUSTINE, FL 32085-4404 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Feb 23, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 23, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 10, 2023 |
| Transfer Doc | 0059040655 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 23, 2024 |
| Property Address | 3909 OAK TERRACE RD, SAINT AUGUSTINE, FL 32086-7001 |
| Document Number | 0059040655 |
| Book / Page | 5904 / 655 |
| Instrument Date | Feb 10, 2024 |
| Instrument | 2024013507 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4404, ST AUGUSTINE, FL 32085-4404 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 4404, ST AUGUSTINE, FL 32085-4404 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 23, 2024 |
| Property Address | 3909 OAK TERRACE RD, SAINT AUGUSTINE, FL 32086-7001 |
| Document Number | 0059040659 |
| Book / Page | 5904 / 659 |
| Instrument Date | Feb 10, 2024 |
| Instrument | 2024013508 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4404, ST AUGUSTINE, FL 32085-4404 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4404, ST AUGUSTINE, FL 32085-4404 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,000 (-) Land $125,000 | $125,000 (-) Land $125,000 | |
| 2025 | $1,683.00 (+7.4%) | $125,000 (-) | $125,000 (-) Land $125,000 |
| 2024 | $1,567.00 (+2.82%) | $125,000 (-) | $125,000 (-) Land $125,000 |
| 2023 | $1,524.00 (+11.57%) | $125,000 (+15.9%) | $125,000 (+15.9%) Land $125,000 |
| 2022 | $1,366.00 | $107,856 | $107,856 Land $107,856 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 6 (2016–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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