3978 NW 178th Loop, Starke, FL 32091 Property Records

Bradford County property record for 3978 NW 178th Loop, Starke, FL 32091

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft · built 1962
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Tax Bill$649 (2025)
Deeds & MortgagesOct 2026 Transfer
Oct 2026 Sale
Flood ZoneZone X (minimal risk)
APN02195-0-00000

Property Details

APN / Parcel Number

Primary APN02195-0-00000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area816 sqft Living Area
Gross Area986 sqft
1st Floor Area816 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1975
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area435,600 sqft (10 acres)
Garage TypeCarport
Garage Area720 sqft
CarportCarport
Carport Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPatio
Shed1 Shed
Shed Area144 sqft
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3978 NW 178TH LOOP
CitySTARKE
StateFL
Zip32091-5627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description16 6S 22 NE1/4 OF SE1/4 OF NW1/4
Legal Range22E
Legal Township06S
Legal Section16
JurisdictionBRADFORD FL
Township / Civil DivisionSTARKE
Census Block Group3
Census Block3013
Census Tract202

Owner

Source: Bradford County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3408 NW 182ND ST, STARKE, FL 32091-5634
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 7, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 5, 2026
Transfer Doc0000008954
Record UpdatedOct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRADFORD FL
Recording DateOct 7, 2026
Property Address3978 NW 178TH LOOP, STARKE, FL 32091-5627
Document Number0000008954
Book / Page2238 / 96
Instrument DateOct 5, 2026
Instrument20268954
Transaction TypeTransfer
Record UpdatedOct 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3408 NW 182ND ST, STARKE, FL 32091-5634

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRADFORD FL
Recording DateOct 7, 2026
Property Address3978 NW 178TH LOOP, STARKE, FL 32091-5627
Document Number0000008955
Book / Page2238 / 97
Instrument DateOct 5, 2026
Instrument20268955
Transaction TypeTransfer
Record UpdatedOct 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3408 NW 182ND ST, STARKE, FL 32091-5634

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBradford County
Unified School DistrictBradford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$649.00 (+8.35%)$57,789 (+2.88%)$154,632 (+6.67%) Land $99,800 Building $54,832
2024$599.00 (+1.18%) Homeowner's exemption Widower's exemption$56,169 (+2.98%)$144,966 (+36.17%) Land $93,000 Building $51,966
2023$592.00 (+6.09%) Homeowner's exemption Widower's exemption$54,542 (+2.98%)$106,459 (+10.3%) Land $58,000 Building $48,459
2022$558.00 Homeowner's exemption Widower's exemption$52,962$96,518 Land $54,000 Building $42,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 60% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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