3797 NW 178th Loop, Starke, FL 32091 Property Records

Bradford County property record for 3797 NW 178th Loop, Starke, FL 32091

Property Summary

Property Type	Mobile Home
Details	3 bd · 3 ba · 1,712 sqft · built 1989
Lot Size	0.829 acres (36,154 sqft)
Owner	Individual Name on Record
Last Sale	$166,900 (Sep 2021)
Tax Bill	$2,114 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02196-0-00102`

Property Details

APN / Parcel Number

Primary APN	`02196-0-00102`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,712 sqft Heated Area
Gross Area	1,868 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	36,154 sqft (0.829 acres)
Patio Area	144 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3797 NW 178TH LOOP
City	STARKE
State	FL
Zip	32091-5626
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	16 6S 22 BEG NE COR OF E1/2 OF W1/2 OF SE1/4 OF SE1/4 OF NW1/4. RUN S0047'14"W 569.93', THENCE S8844'36"W 107.52' TO E R/W
Legal Range	22E
Legal Township	06S
Legal Section	16
Jurisdiction	BRADFORD FL
Township / Civil Division	STARKE
Census Block Group	3
Census Block	3013
Census Tract	202

Owner

Source: Bradford County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3797 NW 178TH LOOP, STARKE, FL 32091-5626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Feb 28, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Dec 7, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	202104009145
Deed Book / Page	1926 / 184
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Sep 30, 2021
Property Address	3797 NW 178TH LOOP, STARKE, FL 32091-5626
Document Number	1926/184
Book / Page	1926 / 184
Instrument Date	Aug 6, 2021
Instrument	202104009145
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	FLORIDA LEGAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,168.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7035 SE 219TH TER, 7035, HAWTHORNE, FL 32640-3988

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3797 NW 178TH LOOP, STARKE, FL 32091-5626

Mortgage

Document Number	1926186
Date	Sep 30, 2021
Instrument	1926/186

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Feb 28, 2020
Property Address	3797 NW 178TH LOOP, STARKE, FL 32091-5626
Document Number	0004001794
Book / Page	001834 / 000315
Instrument Date	Feb 25, 2020
Instrument	4001794
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	NORTH CENTRAL TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$944.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3797 NW 178TH LOOP STARKE FL 320915626, STARKE, FL 32091-5626

Mortgage

Document Number	4001795
Date	Feb 28, 2020
Book Page	001834/000317
Instrument	4001795

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BRADFORD FL
Recording Date	Dec 7, 2017
Property Address	3797 NW 178TH LOOP, STARKE, FL 32091-5626
Document Number	0004011046
Book / Page	001712 / 000198
Instrument Date	Dec 1, 2017
Instrument	4011046
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$84.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18451 NE 19TH PL STARKE FL 320915762, STARKE, FL 32091-5762

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,114.00 (+11.97%) Homeowner's exemption	$158,406 (+2.9%)	$251,803 (+10.79%) Land $35,000 Building $216,803
2024	$1,888.00 (+3.4%) Homeowner's exemption	$153,942 (+3%)	$227,287 (+1.66%) Land $30,000 Building $197,287
2023	$1,826.00 (+6.1%) Homeowner's exemption	$149,458 (+3%)	$223,583 (+54.08%) Land $22,000 Building $201,583
2022	$1,721.00 Homeowner's exemption	$145,105 Land $18,000 Building $127,105	$145,105 Land $18,000 Building $127,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

3797 NW 178th Loop, Starke, FL 32091 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on NW 178th Loop

Nearby Streets

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