San Diego County property record for 3978 Lake Shore St, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,970 sqft · built 2008 |
| Lot Size | 0.113 acres (4,906 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $483,000 (Mar 2018) |
| Tax Bill | $6,463 (2025) |
| Deeds & Mortgages | May 2026 Transfer Mar 2018 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 125-282-24-00 |
| Primary APN | 125-282-24-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,970 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 4,906 sqft (0.113 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3978 LAKE SHORE ST |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-7878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LOT 187 TR 012848 |
| Legal Subdivision | K HOVNANIAN AT LAKE RANCHO VIEJO |
| Legal Tract | 012848 |
| Legal Block | 1 |
| Legal Lot Number | 187 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 19109 |
3978 Lake Shore St is owner-occupied and held in a trust since March 2018.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3978 LAKE SHORE ST, FALLBROOK, CA 92028-7878 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2026 | Affidavit of Death of Trustee, Transfer |
| Mar 27, 2018 | Grant Deed, Transfer TICOR TITLE SAN DIEGO BR |
| Dec 1, 2017 | Grant Deed, Transfer ESCROW ONE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2018 · Amount on File |
| Deed Sale | Mar 27, 2018 · Amount on File |
| Prior Sale | Dec 1, 2017 · Amount on File |
| Deed Document Number | 2018120686 |
| Prior Transfer Date | Nov 2, 2011 |
| Prior Transfer Doc | 0000599494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Trustee |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 12, 2026 |
| Property Address | 3978 LAKE SHORE ST, FALLBROOK, CA 92028-7878 |
| Document Number | 0000135183 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026135183 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 27, 2018 |
| Property Address | 3978 LAKE SHORE ST, FALLBROOK, CA 92028-7878 |
| Document Number | 0000120686 |
| Instrument Date | Dec 8, 2017 |
| Instrument | 120686 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2018 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Amount | Amount on Record |
|---|---|
| Tax | $531.30 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3315 GIGI CT FALLBROOK CA 920288786, FALLBROOK, CA 92028-8786 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 1, 2017 |
| Property Address | 3978 LAKE SHORE ST, FALLBROOK, CA 92028-7878 |
| Document Number | 0000561417 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 561417 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2017 |
| Title Company | ESCROW ONE |
| Amount | Amount on Record |
|---|---|
| Tax | $531.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3031 TISCH WAY #901 SAN JOSE CA 951282533, 901, SAN JOSE, CA 95128-2533 |
The 2025 property tax bill for 3978 Lake Shore St was $6,463, up 6.3% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $560,557 (+2%) Land $255,327 Building $305,230 | |
| 2025 | $6,463.00 (+6.28%) | $549,567 Land $250,321 Building $299,246 |
| 2024 | $6,081.00 (+3.03%) | |
| 2023 | $5,902.00 (+1.64%) | $528,228 Land $240,601 Building $287,627 |
| 2022 | $5,807.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3978 Lake Shore St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3978 Lake Shore St is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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