Morgan County property record for 3977 Timber Lake Rd, Stover, MO 65078
| Property Type | Single Family Home |
|---|---|
| Details | 576 sqft · built 1983 |
| Lot Size | 0.175 acres (7,601 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $576 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-7.0-26-200-002-005.053 |
| Primary APN | 18-7.0-26-200-002-005.053 |
|---|
| Building Area | 576 sqft Living Area |
|---|---|
| 1st Floor Area | 576 sqft |
| Flooring | Carpet |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,601 sqft (0.175 acres) |
| Lot Dimensions | 138 ft deep x 55 ft wide |
| Deck Area | 1 sqft |
| Boat Access | Boat Access |
| Heating System | Gravity Furnace |
|---|
| Street Address | 3977 TIMBER LAKE RD |
|---|---|
| City | STOVER |
| State | MO |
| Zip | 65078-1814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRT LOT 1; TIMBERLAKE ADD TO IVY BEND; 55 X 138.2 IRR |
| Legal Range | 19 |
| Legal Township | 40 |
| Legal Section | 26 |
| Legal Subdivision | TIMBERLAKE ADD TO IVY BEND |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | MORGAN MO |
| Township / Civil Division | BUFFALO |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 470502 |
Source: Morgan County records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 940 BROOK RD, WATERLOO, IA 50703-9369 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Morgan County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Morgan County |
| Unified School District | Morgan County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,560 (-) Land $3,553 Building $9,007 | $66,100 (-) Land $18,700 Building $47,400 | |
| 2025 | $576.00 (+6.47%) | $12,560 (+9.98%) | |
| 2024 | $66,100 (+9.98%) Land $18,700 Building $47,400 | ||
| 2023 | $541.00 (-0.18%) | $11,420 | |
| 2022 | $542.00 (+4.03%) | $60,100 Land $16,500 Building $43,600 | |
| 2011 | $521.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 71% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
4G LTE (outdoors only), no 5G reported
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