Morgan County property record for 3971 Timber Lake Rd, Stover, MO 65078
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.19 acres (8,292 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $125 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-7.0-26-200-002-005.074 |
| Primary APN | 18-7.0-26-200-002-005.074 |
|---|
| Lot Area | 8,292 sqft (0.19 acres) |
|---|---|
| Lot Dimensions | 138 ft deep x 60 ft wide |
| Street Address | 3971 TIMBER LAKE RD |
|---|---|
| City | STOVER |
| State | MO |
| Zip | 65078-1814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRT LOT 1 & ADJ TRACT; TIMBERLAKE ADD TO IVY BEND; 60 X 138.2 IRR |
| Legal Range | 19 |
| Legal Township | 40 |
| Legal Section | 26 |
| Legal Subdivision | TIMBERLAKE ADD TO IVY BEND |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | MORGAN MO |
| Township / Civil Division | BUFFALO |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 470502 |
3971 Timber Lake Rd, a single family home, is owned by an individual.
Source: Morgan County records, as of August 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 940 BROOK RD, WATERLOO, IA 50703-9369 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3971 Timber Lake Rd was $125.
Source: Morgan County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Morgan County |
| Unified School District | Morgan County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,740 (-) Land $2,740 | $14,400 Land $14,400 | |
| 2025 | $125.00 | $2,740 | |
| 2024 | $14,400 Land $14,400 | ||
| 2023 | $101.00 (-0.98%) | $2,150 | |
| 2022 | $102.00 | $11,300 Land $11,300 | |
| 2011 | $103.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3971 Timber Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3971 Timber Lake Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 71% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
4G LTE (outdoors only), no 5G reported
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