Lake County property record for 3975 Serena Ln, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,183 sqft · built 2015 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $248,000 (Dec 2015) |
| Tax Bill | $3,414 (2024) |
| Deeds & Mortgages | Oct 2019 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-23-26-0112-000-07200 |
| Primary APN | 03-23-26-0112-000-07200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,183 sqft Living Area |
| Gross Area | 2,624 sqft |
| 1st Floor Area | 2,006 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,250 sqft (0.121 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 405 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3890909 |
|---|---|
| Street Address | 3975 SERENA LN |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERITAGE HILLS PHASE 5C PB 65 PG 76-78 LOT 72 ORB 4712 PG 751 ORB 4855 PG 602 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 3 |
| Legal Subdivision | HERITAGE HILLS PHASE 5C |
| Legal Tract | A-D |
| Legal Block | 1 |
| Legal Lot Number | 72 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 31306 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3975 SERENA LN, CLERMONT, FL 34711-5071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNISON AGREEMENT CORP |
| Aug 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN ADVISORS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2015 · Amount on Record |
| Deed Sale | Dec 2, 2015 · Amount on Record |
| Deed Document Number | 2015130452 |
| Deed Book / Page | 4712 / 751 |
| Last Transfer Date | Oct 13, 2016 |
| Transfer Doc | 0048550602 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3975 SERENA LN, CLERMONT, FL 34711-5071 |
| Document Number | 0053771733 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3975 SERENA LN CLERMONT FL 347115071, CLERMONT, FL 34711-5071 |
| Document Number | 0053771733 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 005377/001733 |
| Instrument | 132079 |
| Name | UNISON AGREEMENT CORP |
|---|---|
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3975 SERENA LN, CLERMONT, FL 34711-5071 |
| Document Number | 0051651435 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2018 |
| Title Company | LENDERLIVE SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3975 SERENA LN CLERMONT FL 347115071, CLERMONT, FL 34711-5071 |
| Document Number | 0051651435 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 005165/001435 |
| Instrument | 104483 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2048 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,310 (+2.9%) | $349,112 (-) Land $75,000 Building $274,112 | |
| 2025 | $248,120 (+5.98%) Land $75,000 Building $173,120 | $349,112 (+3.49%) Land $75,000 Building $274,112 | |
| 2024 | $3,414.00 (+2.06%) | ||
| 2023 | $3,345.00 (+3.18%) Homeowner's exemption | $234,110 (+3%) | $337,349 (+10.48%) Land $75,000 Building $262,349 |
| 2022 | $3,242.00 Homeowner's exemption | $227,300 | $305,349 Land $43,000 Building $262,349 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 4 (1995–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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