3968 Serena Ln, Clermont, FL 34711 Property Records

Lake County property record for 3968 Serena Ln, Clermont, FL 34711 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2024
Square Footage2,006 sqft Living Area
Lot Size5,478 sqft (0.125 acres)
OccupancyOwner Occupied
Last Sale$234,000 (2015)
Tax Bill$2,915.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-23-26-0112-000-00400
Alternative APN
  • 3890841

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,006 sqft Living Area
1st Floor2,006 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2024
Exterior MaterialBrick Veneer Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area5,478 sqft (0.125 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage
PorchOpen Porch
Porch Area177 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3890841
Street Address3968 SERENA LN
CityCLERMONT
StateFL
Zip34711-5074
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHERITAGE HILLS PHASE 5C PB 65 PG 76-78 LOT 4 ORB 4596 PG 1412
Legal Section03
Legal SubdivisionHERITAGE HILLS
Legal Phase5C
Legal Tract112
Legal Lot Number4
JurisdictionLAKE FL
Minor Civil DivisionCLERMONT
Census Blockgroup1
Census Block1032
Census Tract31306

Owner

Source: Lake County records · APN 03-23-26-0112-000-00400

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3968 SERENA LN, CLERMONT, FL 34711-5074
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2024Deed of Trust, Mortgage · Stand Alone Second Mortgage
MCCOY FCU
Jul 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
MCCOY FCU
Apr 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 12, 2015 · Amount on Record
Deed SaleMar 12, 2015 · Amount on Record
Deed Doc Number2015026079
Deed Book / Page4596 / 1412
Record RefreshedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address3968 SERENA LN, CLERMONT, FL 34711-5074
Transaction TypeMortgage
Record UpdatedApr 15, 2024
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3968 SERENA LN, CLERMONT, FL 34711-5074
InvestorPossibly a Property Investor

Mortgage

Document Number0063041237
DateMar 25, 2024
Book Page6304/1237
Instrument2024033778
Lender
NameMCCOY FCU
TypeCredit Union
AddressORLANDO, FL 32809
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2044

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address3968 SERENA LN, CLERMONT, FL 34711-5074
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059992238
DateJul 28, 2022
Book Page5999/2238
Instrument2022102986
Lender
NameMCCOY FCU
TypeCredit Union
AddressORLANDO, FL 32859
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address3968 SERENA LN, CLERMONT, FL 34711-5074
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054501686
DateApr 03, 2020
Book Page5450/1686
Instrument2020040224
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$242,190 (+5.98%) Land $75,000 Building $167,190$344,662 (+2.91%) Land $75,000 Building $269,662
2024$2,915.00 (+2.57%)
2023$2,842.00 (+3.68%) Homeowner's exemption Senior Citizen's exemption$228,520 (+3%)$334,931 (+10.56%) Land $75,000 Building $259,931
2022$2,741.00 Homeowner's exemption Senior Citizen's exemption$221,870$302,931 Land $43,000 Building $259,931

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 943 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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