Burke County property record for 3975 1st Ct, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,823 sqft · built 1999 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Aug 2018) |
| Tax Bill | $2,945 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Aug 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1772003011 |
| Primary APN | 1772003011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,823 sqft Living Area |
| Gross Area | 2,591 sqft |
| 1st Floor Area | 1,823 sqft |
| Flooring | Vinyl/Resilient |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 37,462 sqft (0.86 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 292 sqft |
| Patio Area | 603 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3975 1ST CT |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-6626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL ONE DIST |
| Legal Description | 3975 1ST CT MORGANTON, NC 28655 |
| Legal Subdivision | SILVER CRK PLANTATION LL PH I |
| Jurisdiction | BURKE NC |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20303 |
Source: Burke County records · APN 1772003011
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3975 1ST CT, MORGANTON, NC 28655-6626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MTG |
| Aug 31, 2018 | Warranty Deed, Transfer · Conventional with PMI ATLANTIC BAY MTG |
| Apr 26, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on Record |
| Deed Sale | Aug 31, 2018 · Amount on Record |
| Prior Sale | Apr 25, 2017 · Amount on Record |
| Deed Document Number | 0002364528 |
| Deed Book / Page | 2364 / 528 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 3975 1ST CT, MORGANTON, NC 28655-6626 |
| Document Number | 0024260828 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3975 1ST CT MORGANTON NC 286556626, MORGANTON, NC 28655-6626 |
| Document Number | 0024260828 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 002426/000828 |
| Instrument | 32719 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 31, 2018 |
| Property Address | 3975 1ST CT, MORGANTON, NC 28655-6626 |
| Document Number | 0023640529 |
| Book / Page | 002364 / 000529 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 19553 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3975 1ST CT MORGANTON NC 286556626, MORGANTON, NC 28655-6626 |
| Document Number | 23640531 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 002364/000531 |
| Instrument | 19554 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Apr 26, 2017 |
| Property Address | 3975 1ST CT, MORGANTON, NC 28655-6626 |
| Document Number | 0022890388 |
| Book / Page | 002289 / 000388 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 3667 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $570.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3975 1ST CT MORGANTON NC 286556626, MORGANTON, NC 28655-6626 |
Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,945.00 (-0.61%) | $438,996 (-) Land $52,032 Building $386,964 | $438,996 (-) Land $52,032 Building $386,964 |
| 2023 | $2,963.00 | $438,996 Land $52,032 Building $386,964 | $438,996 Land $52,032 Building $386,964 |
Source: FEMA National Flood Hazard Layer as of June 28, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
Based on FCC filings for 63 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BRENTWOOD WATER ASSOCIATION private · serves 6,038 people |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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