4047 1st Ct, Morganton, NC 28655 Property Records

Burke County property record for 4047 1st Ct, Morganton, NC 28655

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,882 sqft · built 1998
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Dec 2020)
Tax Bill	$2,414 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1762907239`

Property Details

APN / Parcel Number

Primary APN	`1762907239`
Alternative APN	`52984`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,882 sqft Living Area
1st Floor Area	1,710 sqft
Basement Area	1,710 sqft
Finished Basement	149 sqft
Unfinished Basement	1,710 sqft
Flooring	Tile

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Area	622 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	182 sqft
Patio Area	567 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4047 1ST CT
City	MORGANTON
State	NC
Zip	28655-6625
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RESIDENTIA
Legal Description	4047 1ST CT MORGANTON, NC 28655
Legal Subdivision	PLANTATION HOMES
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	2
Census Block	2003
Census Tract	20303

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4047 1ST CT, MORGANTON, NC 28655-6625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 11, 2020	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Aug 17, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Deed Document Number	202017048088
Deed Book / Page	2507 / 82
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	4047 1ST CT, MORGANTON, NC 28655-6625
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026150798
Date	Apr 11, 2022
Book Page	2615/798
Instrument	2022019730

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MORGANTON, NC 28680

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	4047 1ST CT, MORGANTON, NC 28655-6625
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026150778
Date	Apr 11, 2022
Book Page	2615/778
Instrument	2022019729

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 11, 2020
Property Address	4047 1ST CT, MORGANTON, NC 28655-6625
Document Number	0025070082
Book / Page	2507 / 82
Map Reference	MB 916 PG 301
Instrument Date	Dec 4, 2020
Instrument	2017048088
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4615 20TH STREET PL NE, 4615, HICKORY, NC 28601-8619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4047 1ST CT, MORGANTON, NC 28655-6625

Mortgage

Document Number	2017048089
Date	Dec 11, 2020
Instrument	2017048089

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	4047 1ST CT, MORGANTON, NC 28655-6625
Document Number	0023080552
Book / Page	002308 / 000552
Instrument Date	Aug 17, 2017
Transaction Type	Mortgage
Record Updated	Oct 4, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4047 1ST CT MORGANTON NC 286556625, MORGANTON, NC 28655-6625

Mortgage

Document Number	0023080552
Date	Aug 28, 2017
Book Page	002308/000552
Instrument	7702

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,414.00 (+2.46%)	$348,441 (-) Land $39,500 Building $308,941	$348,441 (-) Land $39,500 Building $308,941
2025	$2,356.00 (-0.59%)	$348,441 (-) Land $39,500 Building $308,941	$348,441 (-) Land $39,500 Building $308,941
2023	$2,370.00	$348,441 Land $39,500 Building $308,941	$348,441 Land $39,500 Building $308,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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