39740 Thomas Mill Rd, Leesburg, VA 20175 Property Records

Loudoun County property record for 39740 Thomas Mill Rd, Leesburg, VA 20175

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,584 sqft · built 1978
Lot Size	5.1 acres (222,156 sqft)
Owner	2 Individual Names on Record
Last Sale	$960,000 (Jul 2021)
Tax Bill	$9,075 (2026)
Deeds & Mortgages	Apr 2021 Refinance Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`348-28-0248-000`

Property Details

APN / Parcel Number

Primary APN	`348-28-0248-000`
Alternative APN	`46/15`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,584 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	222,156 sqft
Garage Type	Attached
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	39740 THOMAS MILL RD
City	LEESBURG
State	VA
Zip	20175-6930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR1
Legal Description	CATOCTIN MT 201103150016981 LOH 1381--808
Legal Subdivision	CATOCTIN MT
Legal Block	2
Jurisdiction	LOUDOUN VA
Township / Civil Division	CATOCTIN
Census Block Group	2
Census Block	2003
Census Tract	610703

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39740 THOMAS MILL RD, LEESBURG, VA 20175-6930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NETWORK CAPITAL FUNDING CORPORATION
Jul 6, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Jan 25, 2021	Deed of Trust, Mortgage · Conventional with PMI INTERCOASTAL MTG
Aug 15, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Prior Sale	Jul 17, 2014 · Amount on Record
Deed Document Number	202173629
Prior Transfer Date	Aug 10, 2018
Prior Transfer Doc	0000047914
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	39740 THOMAS MILL RD, LEESBURG, VA 20175-6930
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	SSD TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043863
Date	Apr 14, 2021
Instrument	202104140043863

Lender

Name	NETWORK CAPITAL FUNDING CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jul 6, 2021
Property Address	39740 THOMAS MILL RD, LEESBURG, VA 20175-6930
Document Number	202107060073629
Instrument Date	Jul 2, 2021
Instrument	202107060073629
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39740 THOMAS MILL RD, LEESBURG, VA 20175-6930

Mortgage

Document Number	202107060073630
Date	Jul 6, 2021
Instrument	202107060073630

Lender

Name	FIRST HERITAGE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0000073631
Date	Jul 6, 2021
Instrument	202107060073631

Lender

Name	ARLINGTON COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2051

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	39740 THOMAS MILL RD, LEESBURG, VA 20175-6930
Document Number	20210129011827
Instrument Date	Jan 25, 2021
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39740 THOMAS MILL RD LEESBURG VA 201756930, LEESBURG, VA 20175-6930

Mortgage

Document Number	20210129011827
Date	Jan 29, 2021
Instrument	11827

Lender

Name	INTERCOASTAL MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

Interest

Rate Type	Fixed Rate
Rate	3.63%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Aug 15, 2018
Property Address	39740 THOMAS MILL RD, LEESBURG, VA 20175-6930
Document Number	20180815047914
Instrument Date	Aug 10, 2018
Instrument	47914
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39740 THOMAS MILL RD LEESBURG VA 201756930, LEESBURG, VA 20175-6930

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,075.00 (+9.56%)	$1,127,350 (+19.09%) Land $404,400 Building $722,950	$1,127,350 (+19.09%) Land $404,400 Building $722,950
2023	$8,283.00	$946,670 Land $302,300 Building $644,370	$946,670 Land $302,300 Building $644,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Xfinity.

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