39686 Thomas Mill Rd, Leesburg, VA 20175 Property Records

Loudoun County property record for 39686 Thomas Mill Rd, Leesburg, VA 20175

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,666 sqft · built 1989
Lot Size	3.18 acres (138,521 sqft)
Owner	Individual Name on File
Last Sale	$1,259,400 (Oct 2022)
Tax Bill	$9,916 (2023)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`348-27-7723-000`

Property Details

APN / Parcel Number

Primary APN	`348-27-7723-000`
Alternative APN	`46/6/4`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,666 sqft Living Area
Gross Area	5,158 sqft
1st Floor Area	1,512 sqft
Basement Area	1,150 sqft
Finished Basement	1,150 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	138,521 sqft (3.18 acres)
Garage Type	Detached
Garage Area	792 sqft
Porch	Porch
Porch Area	644 sqft
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	/46///6/////4/
Street Address	39686 THOMAS MILL RD
City	LEESBURG
State	VA
Zip	20175-6928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAYCOCK DIV LOT 4 (RESUB PCLS.C,D) 200911200077760 1126-174
Legal Subdivision	LAYCOCK DIV
Legal Lot Number	4
Jurisdiction	LOUDOUN VA
Township / Civil Division	CATOCTIN
Census Block Group	2
Census Block	2003
Census Tract	610703

Owner

Source: Loudoun County records · APN 348-27-7723-000

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	39686 THOMAS MILL RD, LEESBURG, VA 20175-6928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 05, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION
Jun 20, 2023	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Oct 13, 2022	Warranty Deed, Transfer · ARM AMERIS BANK
Dec 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	Nov 20, 2009 · Amount on Record
Deed Document Number	202210130057279
Record Updated	Jun 07, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	39686 THOMAS MILL RD, LEESBURG, VA 20175-6928
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39686 THOMAS MILL RD, LEESBURG, VA 20175-6928

Mortgage

Document Number	0000010896
Date	Mar 05, 2026
Instrument	20260305-0010896

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	39686 THOMAS MILL RD, LEESBURG, VA 20175-6928
Transaction Type	Mortgage
Record Updated	Nov 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041285
Date	Oct 16, 2023
Instrument	202310160041285

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2053

Interest

Rate Type	Adjustable Rate

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	39686 THOMAS MILL RD, LEESBURG, VA 20175-6928
Transaction Type	Mortgage
Record Updated	Jul 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023606
Date	Jun 20, 2023
Instrument	202306200023606

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2030
Change Frequency	6 Months

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 13, 2022
Property Address	39686 THOMAS MILL RD, LEESBURG, VA 20175-6928
Document Number	0000057279
Instrument Date	Oct 12, 2022
Instrument	202210130057279
Transaction Type	Transfer
Record Updated	Nov 02, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39686 THOMAS MILL RD, LEESBURG, VA 20175-6928

Mortgage

Document Number	0000057280
Date	Oct 13, 2022
Instrument	202210130057280

Lender

Name	AMERIS BANK

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Nov 01, 2029
Change Frequency	6 Months

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	39686 THOMAS MILL RD, LEESBURG, VA 20175-6928
Document Number	20201214122440
Instrument Date	Dec 04, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39686 THOMAS MILL RD LEESBURG VA 201756928, LEESBURG, VA 20175-6928

Mortgage

Document Number	20201214122440
Date	Dec 14, 2020
Instrument	122440

Lender

Name	TRUIST BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,916.00	$1,133,280 Land $277,300 Building $855,980	$1,133,280 Land $277,300 Building $855,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511076107032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2018 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 23 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Xfinity.

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