3974 S Oneida St, Denver, CO 80237 Property Records

Denver City property record for 3974 S Oneida St, Denver, CO 80237

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,337 sqft · built 1971
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Oct 2018)
Tax Bill	$4,348 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2023 Line of Credit + 5 more
APN	`07054-07-007-000`

Property Details

APN / Parcel Number

Primary APN	`07054-07-007-000`
Alternative APNs	`670505407007` `162086165`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,337 sqft Living Area
Gross Area	1,637 sqft
1st Floor Area	1,637 sqft
Basement Area	738 sqft
Finished Basement	700 sqft
Unfinished Basement	38 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2021
Architectural Style	Tri-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Other
Lot Area	10,800 sqft (0.248 acres)
Garage Type	Attached
Garage Area	515 sqft
Porch	Open Frame Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3974 S ONEIDA ST
City	DENVER
State	CO
Zip	80237-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-SU-F
Legal Description	L 7 BLK 7 SOUTHMOOR PARK NO 4
Legal Subdivision	SOUTHMOOR PARK
Legal Block	7
Legal Lot Number	7
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1001
Census Tract	6816

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3974 S ONEIDA ST, DENVER, CO 80237-2044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · VA Mortgage GOODLEAP LLC
May 9, 2023	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Jan 22, 2026	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 12, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALL WSTRN MTG
Oct 31, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Prior Sale	Jun 17, 2016 · Amount on Record
Deed Document Number	2018141004
Prior Transfer Date	Dec 30, 2013
Prior Transfer Doc	0000000279
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	3974 S ONEIDA ST, DENVER, CO 80237-2044
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3974 S ONEIDA ST, DENVER, CO 80237-2044

Mortgage

Document Number	0000192450
Date	Oct 12, 2021
Instrument	2021192450

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	3974 S ONEIDA ST, DENVER, CO 80237-2044
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3974 S ONEIDA ST, DENVER, CO 80237-2044

Mortgage

Document Number	0000042096
Date	May 9, 2023
Instrument	2023042096

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	3974 S ONEIDA ST, DENVER, CO 80237-2044
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3974 S ONEIDA ST, DENVER, CO 80237-2044

Mortgage

Document Number	0000004829
Date	Jan 22, 2026
Instrument	2026004829

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	3974 S ONEIDA ST, DENVER, CO 80237-2044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113498
Date	Aug 23, 2019
Instrument	2019113498

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	3974 S ONEIDA ST, DENVER, CO 80237-2044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000188307
Date	Nov 12, 2020
Instrument	2020188307

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	3974 S ONEIDA ST, DENVER, CO 80237-2044
Document Number	0000144101
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3546 S LVANHOE ST DENVER CO 80237, DENVER, CO 80237

Mortgage

Document Number	0000144101
Date	Sep 8, 2020
Instrument	144101

Lender

Name	ALL WSTRN MTG
Type	Mortgage Company
Address	LAS VEGAS, NV 89113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Oct 31, 2018
Property Address	3974 S ONEIDA ST, DENVER, CO 80237-2044
Document Number	0000141004
Instrument Date	Oct 31, 2018
Instrument	2018141004
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3974 S ONEIDA ST, DENVER, CO 80237-2044

Mortgage

Document Number	0000141005
Date	Oct 31, 2018
Instrument	2018141005

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,348.00 (+6.75%)	$56,840 (+8.12%) Land $14,890 Building $14,890	$806,300 (-3.95%) Land $211,200 Building $595,100
2023	$4,073.00 (+9.55%)	$52,570 (+8.53%) Land $10,470 Building $42,100	$839,500 (+20.44%) Land $211,200 Building $628,300
2022		$48,440 Land $14,680 Building $33,760	$697,000 Land $211,200 Building $485,800
2021	$3,718.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Starry, T-Mobile.

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