3965 S Oneida St, Denver, CO 80237 Property Records

Denver City property record for 3965 S Oneida St, Denver, CO 80237

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,634 sqft · built 1973
Lot Size	0.239 acres (10,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Sep 2019)
Tax Bill	$4,821 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Jun 2017 Sale & Mortgage
APN	`07054-06-025-000`

Property Details

APN / Parcel Number

Primary APN	`07054-06-025-000`
Alternative APNs	`670505406025` `162086041`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,634 sqft Living Area
Gross Area	2,989 sqft
1st Floor Area	1,612 sqft
Basement Area	1,290 sqft
Finished Basement	645 sqft
Unfinished Basement	645 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,400 sqft (0.239 acres)
Garage Type	Attached
Garage Area	517 sqft
Porch	Open Frame Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3965 S ONEIDA ST
City	DENVER
State	CO
Zip	80237-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-SU-F
Legal Description	L 25 BLK 6 SOUTHMOOR PARK NO 4
Legal Subdivision	SOUTHMOOR PARK
Legal Block	6
Legal Lot Number	25
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1003
Census Tract	6816

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3965 S ONEIDA ST, DENVER, CO 80237-2043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2019	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jun 6, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Prior Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	2019123585
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Sep 12, 2019
Property Address	3965 S ONEIDA ST, DENVER, CO 80237-2043
Document Number	0000123585
Instrument Date	Sep 9, 2019
Instrument	2019123585
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3965 S ONEIDA ST, 3965, DENVER, CO 80237-2043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3965 S ONEIDA ST, DENVER, CO 80237-2043

Mortgage

Document Number	0000123586
Date	Sep 12, 2019
Instrument	2019123586

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Jun 6, 2017
Property Address	3965 S ONEIDA ST, DENVER, CO 80237-2043
Document Number	0000073785
Instrument Date	May 31, 2017
Instrument	73785
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3965 S ONEIDA ST DENVER CO 802372043, DENVER, CO 80237-2043

Mortgage

Document Number	73786
Date	Jun 6, 2017
Instrument	73786

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,821.00 (-2.45%)	$63,030 (-1.18%) Land $14,490 Building $14,490	$894,100 (-11.21%) Land $205,600 Building $688,500
2023	$4,942.00 (+35.4%)	$63,780 (+34.13%) Land $10,090 Building $53,690	$1,007,000 (+47.18%) Land $205,600 Building $801,400
2022		$47,550 Land $14,290 Building $33,260	$684,200 Land $205,600 Building $478,600
2021	$3,650.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Starry, T-Mobile.

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