Charles County property record for 3974 Northgate Pl, Waldorf, MD 20602
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,252 sqft · built 1984 |
| Lot Size | 0.044 acres (1,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Sep 2021) |
| Tax Bill | $7,703 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 06-135536 |
| Primary APN | 06-135536 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,252 sqft Living Area |
| 1st Floor Area | 652 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,920 sqft (0.044 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 135536 |
|---|---|
| Street Address | 3974 NORTHGATE PL |
| City | WALDORF |
| State | MD |
| Zip | 20602-2565 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 34 NORTHGATE TOWNHOMES ST CHARLES SUB-HUNTNGTON |
| Legal Subdivision | ST CHARLES SUB-HUNTNGTON |
| Legal Block | 2 |
| Legal Lot Number | 34 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 850901 |
3974 Northgate Pl, a townhouse, is owned and occupied by two individuals who bought it in September 2021.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3974 NORTHGATE PL, WALDORF, MD 20602-2565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Jan 29, 2018 | Trustee's Deed, Transfer COMMUNITY BK/CHESAPEAKE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2021 · Amount on File |
| Deed Sale | Sep 24, 2021 · Amount on File |
| Prior Sale | Jan 29, 2018 · Amount on File |
| Deed Book / Page | 12089 / 476 |
| Prior Transfer Date | May 21, 2009 |
| Prior Transfer Doc | 0068600369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 24, 2021 |
| Property Address | 3974 NORTHGATE PL, WALDORF, MD 20602-2565 |
| Document Number | 0120890476 |
| Book / Page | 12089 / 476 |
| Map Reference | MB 32 PL 168 |
| Instrument Date | Sep 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | CLASSIC SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3974 NORTHGATE PL, WALDORF, MD 20602-2565 |
| Document Number | 12089480 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 12089/480 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 29, 2018 |
| Property Address | 3974 NORTHGATE PL, WALDORF, MD 20602-2565 |
| Document Number | 0101500058 |
| Book / Page | 010150 / 000058 |
| Instrument Date | Jan 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3974 NORTHGATE PL WALDORF MD 206022565, WALDORF, MD 20602-2565 |
| Investor | Possibly a Property Investor |
| Document Number | 101540183 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | 010154/000183 |
| Name | COMMUNITY BK/CHESAPEAKE |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 3974 Northgate Pl was $7,703 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,033 (+5.23%) | $263,500 (-) Land $95,000 Building $168,500 | |
| 2025 | $7,703.00 Homeowner's exemption | $238,567 | $263,500 Land $95,000 Building $168,500 |
| 2023 | $3,048.00 | $207,600 | $226,100 Land $90,000 Building $136,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3974 Northgate Pl in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3974 Northgate Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures