Charles County property record for 3972 Northgate Pl, Waldorf, MD 20602
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,240 sqft · built 1984 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $257,900 (Aug 2021) |
| Tax Bill | $8,426 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 06-135544 |
| Primary APN | 06-135544 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Utility Area | 24 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Deck Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 135544 |
|---|---|
| Street Address | 3972 NORTHGATE PL |
| City | WALDORF |
| State | MD |
| Zip | 20602-2565 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 35 NORTHGATE TOWNHOMES ST CHARLES SUB-HUNTNGTON |
| Legal Subdivision | ST CHARLES SUB-HUNTNGTON |
| Legal Block | 2 |
| Legal Lot Number | 35 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 850901 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6563 WHETSTONE DR, FREDERICK, MD 21703-8613 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 19, 2020 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA |
| Jun 21, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2021 · Amount on Record |
| Deed Sale | Aug 12, 2021 · Amount on Record |
| Prior Sale | May 19, 2020 · Amount on Record |
| Deed Book / Page | 12005 / 333 |
| Prior Transfer Date | Jun 12, 2019 |
| Prior Transfer Doc | 0106820186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 12, 2021 |
| Property Address | 3972 NORTHGATE PL, WALDORF, MD 20602-2565 |
| Document Number | 0120050333 |
| Book / Page | 12005 / 333 |
| Map Reference | MB 32 FO 168 |
| Instrument Date | Aug 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | KVS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,579.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3972 NORTHGATE PL, WALDORF, MD 20602-2565 |
| Document Number | 12005338 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 12005/338 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 19, 2020 |
| Property Address | 3972 NORTHGATE PL, WALDORF, MD 20602-2565 |
| Document Number | 0111340121 |
| Book / Page | 11134 / 121 |
| Map Reference | MB 32 FO 168 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | QUANTUM TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,199.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3972 NORTHGATE PL, WALDORF, MD 20602-2565 |
| Document Number | 11134125 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 11134/125 |
| Name | FIRST NATIONAL BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 21, 2019 |
| Property Address | 3972 NORTHGATE PL, WALDORF, MD 20602-2565 |
| Document Number | 0106820186 |
| Book / Page | 010682 / 000186 |
| Instrument Date | Jun 12, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $125.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,200 (+28.73%) | $302,400 (+22.03%) Land $95,000 Building $207,400 | |
| 2025 | $8,426.00 (+161.43%) | ||
| 2023 | $3,223.00 | $220,767 | $247,800 Land $90,000 Building $157,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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